18205 Stirrup Rd, Warsaw, MO 65355 Property Records

Benton County property record for 18205 Stirrup Rd, Warsaw, MO 65355

Property Summary

Property Type	Single Family Home
Details	980 sqft · built 1994
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,017 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`118028003002022000`

Property Details

APN / Parcel Number

Primary APN	`118028003002022000`

Interior

Building Area	980 sqft Base Area
Flooring	Carpet

Exterior

Year Built	Built 1994
Exterior Material	Wood
Foundation Type	Concrete
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Location & Zoning

Street Address	18205 STIRRUP RD
City	WARSAW
State	MO
Zip	65355-6025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48, STERETT CREEK VILLAGE
Legal Subdivision	STERETT CREEK VILLAGE
Legal Lot Number	48
Jurisdiction	BENTON MO
Township / Civil Division	NORTH LINDSEY
Census Block Group	4
Census Block	4049
Census Tract	460300

Owner

18205 Stirrup Rd is owned and occupied by an individual who acquired it in September 2021.

Source: Benton County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18205 STIRRUP RD, WARSAW, MO 65355-6025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP
Apr 5, 2018	Warranty Deed, Transfer NOT AVAILABLE, DRAKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021
Deed Sale	Sep 21, 2021
Prior Sale	Apr 5, 2018
Deed Document Number	0020215280
Deed Book / Page	2021 / 5280
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MO
Recording Date	Sep 21, 2021
Property Address	WALNUT RD, WARSAW, MO 65355
Document Number	02021/5280
Book / Page	2021 / 5280
Instrument Date	Sep 21, 2021
Instrument	202105280
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	NOT AVAILABLE, DRAKE LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18205 STIRRUP RD, WARSAW, MO 65355-6025

Mortgage

Document Number	0202105281
Date	Sep 21, 2021
Instrument	202105281

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MO
Recording Date	Apr 5, 2018
Property Address	WALNUT RD, WARSAW, MO 65355
Document Number	00649/2146
Book / Page	649 / 2146
Instrument Date	Apr 5, 2018
Instrument	18-1391
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	NOT AVAILABLE, DRAKE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18205 STIRRUP RD, WARSAW, MO 65355-6025

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Benton County
Unified School District	Warsaw R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,017.00 (+16.76%)	$19,330 (+11.54%)	$101,720 (+11.52%) Land $15,000 Building $86,720
2023		$17,330	$91,211
2022	$871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18205 Stirrup Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18205 Stirrup Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 75% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERETT CREEK VILLAGE private · serves 505 people · EPA ID MO3252288
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000

May also be available: Wisper ISP.

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