Mecklenburg County property record for 18205 Mainsail Pointe Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 5,797 sqft · built 2001 |
| Lot Size | 0.57 acres (24,852 sqft) |
| Owner | Individual Name on File |
| Last Sale | $595,000 (Apr 2000) |
| Tax Bill | $25,702 (2023) |
| Deeds & Mortgages | Apr 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-662-31 |
| Primary APN | 001-662-31 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,797 sqft Heated Area |
| Gross Area | 7,601 sqft |
| 1st Floor Area | 3,238 sqft |
| Upper Floors Area | 2,547 sqft |
| Attic Area | 312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Shingle |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 24,852 sqft (0.57 acres) |
| Garage Area | 902 sqft |
| Pool Area | 49 sqft |
| Porch | Porch |
| Porch Area | 566 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-662-31 |
|---|---|
| Street Address | 18205 MAINSAIL POINTE DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-5199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L161 M24-908 |
| Legal Subdivision | PENINSULA |
| Legal Lot Number | 161 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 6219 |
18205 Mainsail Pointe Dr is owned and occupied by an individual who bought it in April 2000.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 18205 MAINSAIL POINTE DR, CORNELIUS, NC 28031-5199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA |
| Apr 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA |
| May 14, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2000 · Amount on File |
| Deed Sale | Apr 14, 2000 · Amount on File |
| Deed Document Number | 0001122077 |
| Deed Book / Page | 11220 / 0077 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18205 MAINSAIL POINTE DR, CORNELIUS, NC 28031-5199 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000033443 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 38054/575 |
| Instrument | 2023033443 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.5% |
| Index | 1-Year T-Bill |
| Max Rate | 9.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18205 MAINSAIL POINTE DR, CORNELIUS, NC 28031-5199 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000053686 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 37229/432 |
| Instrument | 2022053686 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | May 1, 2027 |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 4.62% |
| Index | 1-Year CMT |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18205 MAINSAIL POINTE DR, CORNELIUS, NC 28031-5199 |
| Document Number | 0000067056 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 18205 MAINSAIL POINTE DR CORNELIUS NC 280315199, CORNELIUS, NC 28031-5199 |
| Document Number | 0000067056 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 033554/000941 |
| Instrument | 67056 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 18205 Mainsail Pointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18205 Mainsail Pointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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