18205 Howard Rd, Rocky Mount, MO 65072 Property Records

Morgan County property record for 18205 Howard Rd, Rocky Mount, MO 65072

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1996
Lot Size	0.6 acres (26,128 sqft)
Owner	2 Company Names on Record
Last Sale	$562,500 (Mar 2024)
Tax Bill	$2,451 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-9.0-30-300-001-046.000`

Property Details

APN / Parcel Number

Primary APN	`14-9.0-30-300-001-046.000`

Interior

Stories	2 Stories
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Roof Type	Gable
Roof Material	Asbestos
Lot Area	26,128 sqft (0.6 acres)
Lot Dimensions	164 ft deep x 159 ft wide
Deck Area	1 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18205 HOWARD RD
City	ROCKY MOUNT
State	MO
Zip	65072-9123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BOGUE BAY ESTATES PHASE 2 159 X 164.33 IRR
Legal Range	16
Legal Township	41
Legal Section	30
Legal Subdivision	BOGUE BAY ESTATES PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	1
Jurisdiction	MORGAN MO
Township / Civil Division	OSAGE
Census Block Group	1
Census Block	1000
Census Tract	470401

Owner

Source: Morgan County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12024 BERKLEY MANOR DR, SAINT LOUIS, MO 63131-3815
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Warranty Deed, Transfer · Conventional Mortgage MIDWEST BANK CENTRE
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit REGIONAL MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Nov 3, 2017
Deed Document Number	20241174
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN MO
Recording Date	Mar 20, 2024
Property Address	18205 HOWARD RD, ROCKY MOUNT, MO 65072-9123
Document Number	0202401174
Map Reference	CAB 6 SL 9
Instrument Date	Mar 18, 2024
Instrument	202401174
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4105 HURON CT, COLUMBIA, MO 65203-4414

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	12024 BERKLEY MANOR DR, SAINT LOUIS, MO 63131-3815

Mortgage

Document Number	0202401175
Date	Mar 20, 2024
Instrument	202401175

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	18205 HOWARD RD, ROCKY MOUNT, MO 65072-9123
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11959 CLAREMONT, WRIGHT CITY, MO 63390-5012
Investor	Possibly a Property Investor

Mortgage

Document Number	0202101955
Date	Mar 26, 2021
Instrument	202101955

Lender

Name	REGIONAL MISSOURI BANK
Type	Bank
Address	MARCELINE, MO 64658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 17, 2046

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of July 30, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Unified School District	Eldon R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,451.00 (+11.06%)	$54,360 (+16.25%) Land $11,267 Building $43,093	$286,100 (-) Land $59,300 Building $226,800
2024			$286,100 (+16.25%) Land $59,300 Building $226,800
2023	$2,207.00 (-0.72%)	$46,760
2022	$2,223.00 (+8.86%)		$246,100 Land $42,000 Building $204,100
2011	$2,042.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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