18204 McKernon Way, Poolesville, MD 20837 Property Records

Montgomery County property record for 18204 McKernon Way, Poolesville, MD 20837

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,932 sqft · built 2000
Lot Size	0.599 acres (26,101 sqft)
Owner	2 Individual Names on File
Last Sale	$357,985 (Jul 2000)
Tax Bill	$7,499 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`03-03094391`

Property Details

APN / Parcel Number

Primary APN	`03-03094391`
Alternative APN	`03094391`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,932 sqft Living Area
Gross Area	3,332 sqft
1st Floor Area	1,524 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,101 sqft (0.599 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	03094391
Street Address	18204 MCKERNON WAY
City	POOLESVILLE
State	MD
Zip	20837-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	WOODS AT TAMA
Legal Subdivision	WOODS AT TAMA
Legal Block	A
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	3
Census Block Group	1
Census Block	1053
Census Tract	700500

Owner

18204 McKernon Way is owned and occupied by two individuals who bought it in July 2000.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18204 MCKERNON WAY, POOLESVILLE, MD 20837-2502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2000 · Amount on File
Deed Sale	Jul 5, 2000 · Amount on File
Prior Sale	Feb 8, 2000 · Amount on File
Deed Document Number	2000183176
Deed Book / Page	18203 / 876
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18204 MCKERNON WAY, POOLESVILLE, MD 20837-2502
Document Number	0543120160
Book / Page	054312 / 000160
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18204 MCKERNON WAY POOLESVILLE MD 208372502, POOLESVILLE, MD 20837-2502

Mortgage

Document Number	0543120160
Date	May 18, 2017
Book Page	054312/000160

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18204 McKernon Way was $7,499.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Poolesville Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,200 (+5.05%)	$696,100 (-) Land $204,100 Building $492,000
2025	$7,499.00	$632,300	$696,100 Land $204,100 Building $492,000
2023		$587,533	$600,400 Land $204,100 Building $396,300
2022	$6,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18204 McKernon Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	119 (1978–1996)
Claims Outside the SFHA	11 of 119
Most Recent Claim	Sep 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18204 McKernon Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF POOLESVILLE serves 6,005 people · EPA ID MD0150002
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	5 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20