18204 E 25th Ter Ct S, Independence, MO 64057 Property Records

Jackson County property record for 18204 E 25th Ter Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1986
Lot Size	0.295 acres (12,833 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,500 (Dec 2004)
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-530-06-13`

Property Details

APN / Parcel Number

Primary APN	`25-530-06-13`
Alternative APNs	`25-530-06-13-00-0-00-000` `25530061300000001` `770932`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,388 sqft
Basement Area	1,344 sqft
Finished Basement	702 sqft
Unfinished Basement	642 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,833 sqft (0.295 acres)
Lot Dimensions	129 ft deep x 86 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	770932
Street Address	18204 E 25TH TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64057-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIZE MEADOWS LOT 123
Legal Subdivision	MIZE MEADOWS
Legal Block	3
Legal Lot Number	123
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3009
Census Tract	14702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18204 E 25TH TERRACE CT S, INDEPENDENCE, MO 64057-1347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 6, 2023	Beneficiary Deed, Transfer
May 16, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2004 · Amount on Record
Deed Sale	Dec 21, 2004 · Amount on Record
Prior Sale	May 22, 2001 · Amount on Record
Deed Document Number	200485655
Last Transfer Date	May 22, 2023
Transfer Doc	00E0039355
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	18204 E 25TH TERRACE CT S, INDEPENDENCE, MO 64057-1347
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18204 E 25TH TERRACE CT S, INDEPENDENCE, MO 64057-1347

Mortgage

Document Number	00E0085654
Date	Aug 5, 2021
Instrument	2021E0085654

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	816 Months
Due	Aug 1, 2089

Interest

Rate Type	Adjustable Rate
Rate	1.92%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

June 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 6, 2023
Property Address	18204 E 25TH TERRACE CT S, INDEPENDENCE, MO 64057-1347
Document Number	00E0039355
Instrument Date	May 22, 2023
Instrument	2023E0039355
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18204 E 25TH TERRACE CT S, INDEPENDENCE, NY

May 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	May 16, 2023
Property Address	18204 E 25TH TERRACE CT S, INDEPENDENCE, MO 64057-1347
Document Number	00E0034049
Instrument Date	May 16, 2023
Instrument	2023E0034049
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18204 E 25TH TERRACE CT S, INDEPENDENCE, MO 64057-1347

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,721 (-) Land $7,005 Building $36,716	$230,110 (-)
2025	$2,953.00	$43,721 (+2.58%) Land $7,005 Building $36,716	$230,110 (+2.58%)
2024	$2,953.00 (+2.36%)
2023	$2,885.00 (+18.14%)	$42,623 (+28.92%) Land $4,501 Building $38,122	$224,330 (+28.93%)
2022	$2,442.00	$33,061 Land $3,107 Building $29,954
2021			$174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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