Harris County property record for 18203 Sandy Beach Ct, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,432 sqft · built 2016 |
| Lot Size | 0.286 acres (12,465 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,848,367 (May 2026) |
| Tax Bill | $22,973 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136-303-002-0020 |
| Primary APN | 136-303-002-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,432 sqft Living Area |
| 1st Floor Area | 3,637 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,465 sqft (0.286 acres) |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1,012 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 321 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1363030020020 |
|---|---|
| Street Address | 18203 SANDY BEACH CT |
| City | CYPRESS |
| State | TX |
| Zip | 77433-5043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 20 BLK 2 TOWNE LAKE SEC 38 |
| Legal Subdivision | TOWNE LAKE SEC 38 |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 543007 |
18203 Sandy Beach Ct is owned and occupied by an individual who bought it in May 2026.
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18203 SANDY BEACH CT, CYPRESS, TX 77433-5043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDRONE INC |
| May 13, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Feb 1, 2017 | Grant Deed, Subdivision Related Transfer BENCHMARK MTG |
| Feb 28, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on File |
| Deed Sale | May 13, 2026 · Amount on File |
| Prior Sale | Feb 1, 2017 · Amount on File |
| Deed Document Number | 2026186991 |
| Prior Transfer Date | Jan 30, 2017 |
| Prior Transfer Doc | 0000045072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 18203 SANDY BEACH CT, CYPRESS, TX 77433-5043 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000718776 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021-718776 |
| Name | LOANDRONE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 13, 2026 |
| Property Address | 18203 SANDY BEACH CT, CYPRESS, TX 77433-5043 |
| Document Number | 0000186991 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026.186991 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18203 SANDY BEACH CT, CYPRESS, TX 77433-5043 |
| Document Number | 0000186992, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026..186992 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Feb 1, 2017 |
| Property Address | 18203 SANDY BEACH CT, CYPRESS, TX 77433-5043 |
| Document Number | 0000045072 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 45072 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 3, 2017 |
| Title Company | STARTEX TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18203 SANDY BEACH CT CYPRESS TX 774335043, CYPRESS, TX 77433-5043 |
| Document Number | 45073 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 45073 |
| Name | BENCHMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 31, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Feb 28, 2017 |
| Property Address | 18203 SANDY BEACH CT, CYPRESS, TX 77433-5043 |
| Instrument Date | Dec 9, 2016 |
| Instrument | 83873 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18203 SANDY BEACH CT CYPRESS TX 774335043, CYPRESS, TX 77433-5043 |
| Document Number | 0000083873 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 83873 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77041 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 27, 2037 |
The 2025 property tax bill for 18203 Sandy Beach Ct was $22,973, up 0.6% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,491,818 (+7.16%) Land $652,717 Building $839,101 | $1,491,818 (+7.16%) Land $652,717 Building $839,101 | |
| 2025 | $22,973.00 (+0.56%) Homeowner's exemption | $1,392,178 Land $328,822 Building $1,063,356 | $1,392,178 Land $328,822 Building $1,063,356 |
| 2024 | $22,846.00 | ||
| 2023 | $1,085,297 Land $328,822 Building $756,475 | $1,085,297 Land $328,822 Building $756,475 | |
| 2022 | $6,177.00 | ||
| 2020 | $2,276.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18203 Sandy Beach Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 522 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 3 (2016–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18203 Sandy Beach Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 502 serves 5,487 people · EPA ID TX1013494 |
|---|---|
| Water Source | Purchased surface water from HARRIS COUNTY MUD 500 |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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