18203 Pinecroft Ct, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 18203 Pinecroft Ct, Gaithersburg, MD 20877

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,040 sqft · built 1979
Lot Size0.179 acres (7,811 sqft)
Owner2 Individual Names on File
Last Sale$477,000 (Aug 2023)
Tax Bill$4,988 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Oct 2019 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-01755507

Property Details

APN / Parcel Number

Primary APN09-01755507
Alternative APN
  • 01755507

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Utility Area54 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,811 sqft (0.179 acres)

Exterior Amenities

PorchOpen Porch
Porch Area114 sqft
Deck Area144 sqft
Patio Area121 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01755507
Street Address18203 PINECROFT CT
CityGAITHERSBURG
StateMD
Zip20877-3805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionEMORY GROVE 5853-263
Legal SubdivisionEMORY GROVE
Legal BlockE
Legal Lot Number13
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group4
Census Block4004
Census Tract700710

Owner

18203 Pinecroft Ct is owned and occupied by two individuals who bought it in August 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address18203 PINECROFT CT, GAITHERSBURG, MD 20877-3805
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Oct 31, 2019Deed of Trust, Mortgage · Reverse Mortgage
M & T BANK
Sep 19, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2023 · Amount on File
Deed SaleAug 25, 2023 · Amount on File
Deed Book / Page67310 / 224
Record UpdatedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 25, 2023
Property Address18203 PINECROFT CT, GAITHERSBURG, MD 20877-3805
Document Number0673100224
Book / Page67310 / 224
Map ReferenceMB 101 PL 11433
Instrument DateAug 18, 2023
Transaction TypeTransfer
Record UpdatedSep 8, 2023
Title CompanyPROVEST TITLE AND ESCROW LLC, HARVEST TITLE & ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,192.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18203 PINECROFT CT, GAITHERSBURG, MD 20877-3805

Mortgage

Document Number0067310231
DateAug 25, 2023
Instrument67310/231
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18203 PINECROFT CT, GAITHERSBURG, MD 20877-3805
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0584000429
DateOct 31, 2019
Book Page58400/429
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14221
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term916 Months
DueFeb 27, 2096
Interest
Rate TypeAdjustable Rate
Rate3.54%
Type Change DateOct 1, 2020
Change FrequencyAnnually
Index1-Year LIBOR

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18203 PINECROFT CT, GAITHERSBURG, MD 20877-3805
Document Number0584000452
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyLAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address18203 PINECROFT CT GAITHERSBURG MD 208773805, GAITHERSBURG, MD 20877-3805

Mortgage

Document Number0584000452
DateOct 31, 2019
Book Page058400/000452
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term924 Months
DueOct 30, 2096
Interest
Rate TypeAdjustable Rate
Rate3.54%

Tax Assessment & Valuation

The 2025 property tax bill for 18203 Pinecroft Ct was $4,988.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$425,200 (+9.9%) Land $160,500 Building $264,700$425,200 (-) Land $160,500 Building $264,700
2025$4,988.00$386,900$425,200 Land $160,500 Building $264,700
2023$310,300 (+4.85%) Land $160,500 Building $149,800$310,300 (-) Land $160,500 Building $149,800
2022$2,981.00 Homeowner's exemption$295,933$310,300 Land $160,500 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18203 Pinecroft Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18203 Pinecroft Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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