18203 95th Loop E, Bonney Lake, WA 98391 Property Records

Pierce County property record for 18203 95th Loop E, Bonney Lake, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1981
Lot Size	0.409 acres (17,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,719 (Dec 2017)
Tax Bill	$4,859 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`294000-0-120`

Property Details

APN / Parcel Number

Primary APN	`294000-0-120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,416 sqft
1st Floor Area	1,104 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	17,800 sqft (0.409 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	18203 95TH LOOP ST E
City	BONNEY LAKE
State	WA
Zip	98391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SECTION 33 TOWNSHIP 20 RANGE 05 QUARTER 33 CEDAR HEIGHTS L 12 SUBJ TO EASE
Legal Range	05
Legal Township	20
Legal Section	33
Legal Subdivision	CEDAR HEIGHTS
Legal Lot Number	12
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	4
Census Block	4001
Census Tract	70312

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18203 95TH LOOP E, BONNEY LAKE, WA 98391-8512
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 9, 2017	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Prior Sale	Jun 12, 2015 · Amount on Record
Deed Document Number	2017670
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18203 95TH LOOP E, BONNEY LAKE, WA 98391-8512
Transaction Type	Mortgage
Record Updated	Jan 8, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18203 95TH LOOP E, BONNEY LAKE, WA 98391-8512

Mortgage

Document Number	0012260064
Date	Dec 26, 2023
Instrument	202312260064

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18203 95TH LOOP E, BONNEY LAKE, WA 98391-8512
Document Number	1711170196
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18203 95TH LOOP E BONNEY LAKE WA 983918512, BONNEY LAKE, WA 98391-8512

Mortgage

Document Number	1711170196
Date	Nov 17, 2017
Instrument	201711170196

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Bonney Lake City
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,800 (+8.87%) Land $257,700 Building $183,100	$440,800 (+8.87%) Land $257,700 Building $183,100
2025	$4,859.00 (+17.94%)
2024	$4,120.00 (+3.08%)	$404,900 (-0.37%) Land $242,000 Building $162,900	$404,900 (-0.37%) Land $242,000 Building $162,900
2023	$3,997.00	$406,400 Land $235,300 Building $171,100	$406,400 Land $235,300 Building $171,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Skynet Broadband, T-Mobile.

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