18202 Lagos Way, Naples, FL 34110 Property Records

Lee County property record for 18202 Lagos Way, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,275 sqft · built 2004
Lot Size	0.229 acres (9,953 sqft)
Owner	2 Trust Names on File
Last Sale	$1,010,000 (Jul 2020)
Tax Bill	$21,681 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-48-25-B4-02000.0230`

Property Details

APN / Parcel Number

Primary APN	`01-48-25-B4-02000.0230`
Alternative APNs	`250148B4020000230` `10474415`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,275 sqft Living Area
Gross Area	5,240 sqft
1st Floor Area	3,023 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	9,953 sqft (0.229 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	373 sqft
Patio Area	932 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10474415
Street Address	18202 LAGOS WAY
City	NAPLES
State	FL
Zip	34110-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	MEDITERRA PARCEL 121 DESC IN PB 73 PGS 3-4 LOT 23
Legal Range	25E
Legal Township	48S
Legal Section	01
Legal Subdivision	MEDITERRA
Legal Tract	B4
Legal Block	3
Legal Lot Number	23
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3006
Census Tract	50502

Owner

18202 Lagos Way is held in a trust since July 2020.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	18202 LAGOS WAY, NAPLES, FL 34110-2765
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 5, 2018	Deed of Trust, Mortgage · ARM US BANK NA
Jul 17, 2020	Warranty Deed, Transfer COTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Mar 14, 2012 · Amount on File
Deed Document Number	2020162657
Prior Transfer Date	Nov 2, 2011
Prior Transfer Doc	0000245790
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	May 28, 2026
Property Address	18202 LAGOS WAY, NAPLES, FL 34110-2765
Document Number	0000140315
Instrument Date	May 18, 2026
Instrument	2026140315
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	18202 LAGOS WAY, NAPLES, FL 34110-2765

Mortgage

Document Number	0000140315,
Date	May 28, 2026
Instrument	2026140315

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	18202 LAGOS WAY, NAPLES, FL 34110-2765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260264
Date	Nov 5, 2018
Instrument	2018000260264

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 17, 2020
Property Address	18202 LAGOS WAY, NAPLES, FL 34110-2765
Document Number	0000162657
Instrument Date	Jul 13, 2020
Instrument	162657
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	COTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$7,070.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13903 CROWNE HILL LN HOPKINS MN 553052261, HOPKINS, MN 55305-2261

Tax Assessment & Valuation

The 2025 property tax bill for 18202 Lagos Way was $21,681.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Bonita Springs City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,012,034 (+53.2%) Land $453,268 Building $1,558,766	$2,012,034 (+15.19%) Land $453,268 Building $1,558,766
2025	$21,681.00	$1,313,347	$1,746,716 Land $491,561 Building $1,255,155
2023	$18,003.00 (+14.67%)	$1,349,704 (+24.31%) Land $500,067 Building $849,637	$1,349,704 (+24.31%) Land $500,067 Building $849,637
2022	$15,700.00	$1,085,717 Land $344,217 Building $741,500	$1,085,717 Land $344,217 Building $741,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18202 Lagos Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18202 Lagos Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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