Lapeer County property record for 1820 W Genesee St, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft · built 1926 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jun 2026) |
| Tax Bill | $1,202 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-03-300-040-00 |
| Primary APN | L21-03-300-040-00 |
|---|
| Building Area | 864 sqft Living Area |
|---|---|
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Flooring | Carpet |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Ranch |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 350 ft deep x 71 ft wide |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1820 W GENESEE ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 1 FM |
| Legal Description | CITY OF LAPEER ASSESSORS PLAT # 1 LOTS 33 & 42 (L=1 P=71 SEC 6, T7N-R10E) |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 06 |
| Legal Subdivision | CITY OF LAPEER ASSRS 1 |
| Legal Lot Number | 33,42 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 337000 |
1820 W Genesee St is owned and occupied by an individual who bought it in June 2026.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8108 CREEKWOOD DR, DAVISON, MI 48423-2510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on File |
| Deed Sale | Jun 25, 2026 · Amount on File |
| Prior Sale | Jul 27, 1989 |
| Deed Book / Page | 3527 / 432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 25, 2026 |
| Property Address | 1820 W GENESEE ST, LAPEER, MI 48446-1706 |
| Document Number | 3527000432 |
| Book / Page | 3527 / 432 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | N TITLE COMPANY, EMBER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117,412.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 3527000954, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 3527/954 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1820 W Genesee St was $1,202 with a homeowner's exemption, up 3.9% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,000 (-1.68%) | $152,000 (-1.68%) | |
| 2025 | $1,202.00 (+3.89%) Homeowner's exemption | $77,300 | $154,600 |
| 2024 | $1,157.00 | ||
| 2023 | $57,700 | $115,400 | |
| 2022 | $1,047.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1820 W Genesee St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1981–1982) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1820 W Genesee St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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