1820 Troy Rd, Springfield, OH 45504 Property Records

Clark County property record for 1820 Troy Rd, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,074 sqft · built 1963
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 1992)
Tax Bill	$3,555 (2024)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`050-06-00018-101-006`

Property Details

APN / Parcel Number

Primary APN	`050-06-00018-101-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	2,074 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Stone
Foundation Type	Raised
Lot Area	23,087 sqft (0.53 acres)
Lot Width	100 ft Width
Garage Area	644 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	280 sqft
Deck Area	304 sqft
Patio Area	304 sqft
Canopy	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1820 TROY RD
City	SPRINGFIELD
State	OH
Zip	45504-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-3
Legal Description	JACKSON HEIGHTS ADDITION; 3
Legal Subdivision	JACKSON HEIGHTS
Legal Block	101
Jurisdiction	CLARK OH
Township / Civil Division	GERMAN
Census Block Group	3
Census Block	3023
Census Tract	2502

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1820 TROY RD, SPRINGFIELD, OH 45504-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit IH CU INC
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit IH CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 1992 · Amount on Record
Deed Sale	Jul 16, 1992 · Amount on Record
Deed Document Number	2800
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1820 TROY RD, SPRINGFIELD, OH 45504-4222
Document Number	0000007988
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 TROY RD SPRINGFIELD OH 455044222, SPRINGFIELD, OH 45504-4222

Mortgage

Document Number	0000007988
Date	Jun 11, 2020
Book Page	002173/001355
Instrument	7988

Lender

Name	IH CU INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2035

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1820 TROY RD, SPRINGFIELD, OH 45504-4222
Document Number	0000008344
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 TROY RD SPRINGFIELD OH 455044222, SPRINGFIELD, OH 45504-4222

Mortgage

Document Number	0000008344
Date	Jul 8, 2019
Book Page	002159/000030
Instrument	8344

Lender

Name	IH CU INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	German Township
Unified School District	Northwestern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,160 (+26.76%) Land $12,210 Building $93,950	$303,310 (+26.75%) Land $34,880 Building $268,430
2024	$3,555.00 (+1.02%)
2023		$83,750 Land $9,580 Building $74,170
2022	$3,519.00		$239,290 Land $27,380 Building $211,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1980–2013)
Most Recent Claim	Dec 2013 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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