1820 Thomas Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1820 Thomas Ave, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,244 sqft · built 1938
Lot Size0.199 acres (8,688 sqft)
OwnerIndividual Name on Record
Last Sale$775,000 (Feb 2022)
Tax Bill$7,244 (2023)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN081-196-13

Property Details

APN / Parcel Number

Primary APN081-196-13

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,244 sqft Heated Area
Gross Area1,982 sqft
1st Floor Area1,312 sqft
Upper Floors Area390 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,688 sqft (0.199 acres)
Garage Area315 sqft
PorchPorch
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number081-196-13
Street Address1820 THOMAS AVE
CityCHARLOTTE
StateNC
Zip28205-3037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5 (HD)
Legal DescriptionL12 B5 M332-8 & 9
Legal SubdivisionCHATHAM ESTATES
Legal Block5
Legal Lot Number12
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3013
Census Tract1000

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1820 THOMAS AVE, CHARLOTTE, NC 28205-3037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2022 · Amount on Record
Deed SaleFeb 17, 2022 · Amount on Record
Prior SaleJun 12, 2013 · Amount on Record
Deed Document Number0037074228
Deed Book / Page37074 / 228
Record UpdatedJun 7, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 17, 2022
Property Address1820 THOMAS AVE, CHARLOTTE, NC 28205-3037
Document Number0000026190
Book / Page37074 / 228
Map ReferenceMB 332 PG 8&9
Instrument DateFeb 9, 2022
Instrument2022026190
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyMOREHEAD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address223 N GUADALUPE ST, SANTA FE, NM 87501-1868

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026191
DateFeb 17, 2022
Instrument2022026191
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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