1820 Thames St, Missoula, MT 59801 Property Records

Missoula County property record for 1820 Thames St, Missoula, MT 59801

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 975 sqft · built 1945
Lot Size	0.048 acres (2,091 sqft)
Owner	2 Individual Names on File
Last Sale	$290,900 (Apr 2020)
Tax Bill	$3,082 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0473064`

Property Details

APN / Parcel Number

Primary APN	`R0473064`
Alternative APNs	`04-2200-28-4-31-01-0000` `0002476307` `2476307`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
Gross Area	1,342 sqft
1st Floor Area	690 sqft
Basement Area	388 sqft
Finished Basement	285 sqft
Unfinished Basement	103 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,091 sqft (0.048 acres)
Lot Dimensions	64 ft deep x 32 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0002476307
Street Address	1820 THAMES ST
City	MISSOULA
State	MT
Zip	59801-5758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	GLENWOOD PARK, S28, T13 N, R19 W, BLOCK 1, N 32.5OF W 25 OF LOT 21 & N 32.5 OF 22
Legal Subdivision	GLENWOOD PARK
Legal Block	1
Legal Lot Number	21
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	1
Census Block	1019
Census Tract	1200

Owner

1820 Thames St is owned and occupied by two individuals who bought it in April 2020.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1820 THAMES ST, MISSOULA, MT 59801-5758
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on File
Deed Sale	Apr 3, 2020 · Amount on File
Deed Document Number	20206201
Deed Book / Page	1028 / 631
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	1820 THAMES ST, MISSOULA, MT 59801-5758
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1820 THAMES ST MISSOULA MT 598015758, MISSOULA, MT 59801-5758

Mortgage

Document Number	10280632
Date	Apr 3, 2020
Book Page	001028/000632
Instrument	6202

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1820 Thames St was $3,082.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,800 (-) Land $182,156 Building $204,644	$386,800 (-) Land $182,156 Building $204,644
2025	$3,082.00	$386,800	$386,800 Land $182,156 Building $204,644
2023	$3,318.00	$276,900	$276,900 Land $111,072 Building $165,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1820 Thames St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1820 Thames St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, TDS Telecom.

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