1820 Sunsprite Loop, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 1820 Sunsprite Loop, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,883 sqft · built 2009
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on File
Last Sale	$491,500 (Jul 2021)
Tax Bill	$6,412 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2020 Mortgage + 2 more
APN	`0354001000390`

Property Details

APN / Parcel Number

Primary APN	`0354001000390`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,883 sqft Living Area
1st Floor Area	1,121 sqft
Upper Floors Area	1,292 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,028 sqft (0.345 acres)
Lot Dimensions	126 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	880 sqft
Porch	Slab
Porch Area	104 sqft
Deck Area	377 sqft
Patio Area	377 sqft
Balcony Area	19 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1820 SUNSPRITE LOOP
City	CHESAPEAKE
State	VA
Zip	23323-5515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	39 WINDROSE FARMS AMND
Legal Subdivision	MILL CREEK HARBOR,WINDROSE FARMS,KINSTON
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1044
Census Tract	21304

Owner

1820 Sunsprite Loop is owned and occupied by two individuals who bought it in July 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1820 SUNSPRITE LOOP, CHESAPEAKE, VA 23323-5515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION
Apr 30, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
May 1, 2018	Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	202131842
Deed Book / Page	10407 / 1201
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 23, 2026
Property Address	1820 SUNSPRITE LOOP, CHESAPEAKE, VA 23323-5515
Document Number	0000024627
Book / Page	11025 / 960
Instrument Date	Sep 17, 2026
Instrument	202624627
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 SUNSPRITE LOOP, CHESAPEAKE, VA 23323-5515

Mortgage

Document Number	0000024627,
Date	Sep 23, 2026
Book Page	11025/960
Instrument	202624627

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1820 SUNSPRITE LOOP, CHESAPEAKE, VA 23323-5515
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010143/883
Date	Apr 30, 2020
Book Page	10143/883
Instrument	200013263

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.38%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 13, 2021
Property Address	1820 SUNSPRITE LOOP, CHESAPEAKE, VA 23323-5515
Document Number	10407/1201
Book / Page	10407 / 1201
Instrument Date	Jul 8, 2021
Instrument	210031842
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 SUNSPRITE LOOP, CHESAPEAKE, VA 23323-5515

Mortgage

Document Number	210031843
Date	Jul 13, 2021
Instrument	210031843

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 1, 2018
Property Address	1820 SUNSPRITE LOOP, CHESAPEAKE, VA 23323-5515
Document Number	9907/1910
Book / Page	9907 / 1910
Instrument Date	Apr 6, 2018
Instrument	180011057
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 SUNSPRITE LOOP, CHESAPEAKE, VA 23323-5515

Mortgage

Document Number	180011059
Date	May 1, 2018
Instrument	180011059

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1820 Sunsprite Loop was $6,412.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$676,300 (+6.52%) Land $220,000 Building $456,300	$676,300 (+6.52%) Land $220,000 Building $456,300
2025	$6,412.00	$634,900 Land $200,000 Building $434,900	$634,900 Land $200,000 Building $434,900
2023		$567,700 (+14.29%) Land $155,000 Building $412,700	$567,700 (+14.29%) Land $155,000 Building $412,700
2022		$496,700 Land $145,000 Building $351,700	$496,700 Land $145,000 Building $351,700
2019	$4,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1820 Sunsprite Loop; there have been 19 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 401 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	401 in force
Nearby Flood Claims	19 (1998–2024)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1820 Sunsprite Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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