1820 Sunset Rdg, Festus, MO 63028 Property Records

Jefferson County property record for 1820 Sunset Rdg, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2,707 sqft · built 2021
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,600 (Jul 2024)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-002-014.08`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-002-014.08`

Interior

Stories	1 Story
Building Area	2,707 sqft Living Area
Gross Area	3,267 sqft
1st Floor Area	1,693 sqft
Basement Area	1,014 sqft
Finished Basement	1,014 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	560 sqft

Location & Zoning

Street Address	1820 SUNSET RDG
City	FESTUS
State	MO
Zip	63028-2174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIRCHWOOD ESTS 1 LOT 173
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	BIRCHWOOD ESTS 1
Legal Block	2
Legal Lot Number	173
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2024
Census Tract	700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1820 SUNSET RDG, FESTUS, MO 63028-2174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Prior Sale	Apr 8, 2021 · Amount on Record
Deed Document Number	202418404
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 8, 2021
Property Address	1820 SUNSET RDG, FESTUS, MO 63028-2174
Document Number	0000015545
Instrument Date	Apr 2, 2021
Instrument	2021R-015545
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1820 SUNSET RDG, FESTUS, MO 63028-2174

Mortgage

Document Number	0000015546
Date	Apr 8, 2021
Instrument	2021R-015546

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,200 (-) Land $8,800 Building $55,400	$337,600 (-) Land $46,200 Building $291,400
2025	$3,524.00 (+7.15%)	$64,200 (+10.5%) Land $8,800 Building $55,400	$337,600 (-) Land $46,200 Building $291,400
2024	$3,289.00 (+0.52%)		$337,600 (+10.47%) Land $46,200 Building $291,400
2023	$3,272.00	$58,100 Land $8,800 Building $49,300	$305,600 Land $46,200 Building $259,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2009–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20