1820 Spruce Pine Rd, Garner, KY 41817 Property Records

Knott County property record for 1820 Spruce Pine Rd, Garner, KY 41817

Property Summary

Property TypeMobile Home
Details1,960 sqft · built 1998
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$1,056 (2025)
Flood ZoneZone X (minimal risk)
APN070-00 00 029.00

Property Details

APN / Parcel Number

Primary APN070-00 00 029.00
Alternative APNs
  • 106303
  • 16869

Interior

Building Area1,960 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleMobile Home
Exterior MaterialBrick/Stone
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
TerrainRolling
View / LotFlood Plain/Flood Zone
DrivewayGravel Driveway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number106303
Street Address1820 SPRUCE PINE RD
CityGARNER
StateKY
Zip41817-9018
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRESIDENTIA
Legal Description1 AC & MH
JurisdictionKNOTT KY
Township / Civil DivisionHINDMAN
Census Block Group2
Census Block2000
Census Tract960300

Owner

Source: Knott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1820 SPRUCE PINE RD, GARNER, KY 41817-9018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Knott County assessment roll, as of October 28, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKnott County
Unified School DistrictKnott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$95,000 (-) Land $20,000 Building $75,000$95,000 (-) Land $20,000 Building $75,000
2025$1,056.00 (+510.4%)$95,000 (+106.52%) Land $20,000 Building $75,000$95,000 (+106.52%) Land $20,000 Building $75,000
2023$173.00$46,000$46,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims14 (1981–2014)
Claims Outside the SFHA2 of 14
Most Recent ClaimAug 2014 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Aug 2014 · 2 claims
  • Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 97.3% of Kentucky
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKNOTT CO WATER & SEWER DISTRICT
serves 8,955 people · EPA ID KY0600062
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Thacker-Grigsby Telephone
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spruce Pine Rd

Nearby Streets

Search Property Records by Address or Parcel Number