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1820 SE Ocean Cove Way, Stuart, FL 34996 Property Records

Martin County property record for 1820 SE Ocean Cove Way, Stuart, FL 34996

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,605 sqft · built 2022
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Last Sale$437,900 (May 2022)
Tax Bill$7,383 (2025)
Deeds & MortgagesMay 2022 Sale
Flood ZoneZone X (minimal risk)
APN02-38-41-017-000-0016.0-0-0000

Property Details

APN / Parcel Number

Primary APN02-38-41-017-000-0016.0-0-0000
Alternative APNs
  • 02-38-41-017-000-00160-0
  • 1124115

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,605 sqft Living Area
Gross Area2,031 sqft
1st Floor Area630 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area426 sqft
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1124115
Street Address1820 SE OCEAN COVE WAY
CitySTUART
StateFL
Zip34996-2855
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 16 OCEAN COVE ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 57 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range41E
Legal Township38S
Legal Section2
Legal SubdivisionOCEAN COVE
Legal Block1
Legal Lot Number16
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1003
Census Tract901

Owner

1820 SE Ocean Cove Way, a townhouse, is owned by two individuals who bought it in May 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address80 WALKER ST, MALVERNE, NY 11565-1831
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2022 · Amount on File
Deed SaleMay 18, 2022 · Amount on File
Deed Document Number20222961091
Deed Book / Page3313 / 2983
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMay 18, 2022
Property Address1820 SE OCEAN COVE WAY, STUART, FL 34996-2855
Document Number0033132983
Book / Page3313 / 2983
Map ReferenceMB 18 PG 57-61
Instrument DateMay 11, 2022
Instrument2961091
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 9, 2023
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
Tax$3,065.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1475 CENTREPARK BLVD STE 305, 305, WEST PALM BEACH, FL 33401-7425

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1820 SE OCEAN COVE WAY, STUART, FL 34996-2855

Tax Assessment & Valuation

The 2025 property tax bill for 1820 SE Ocean Cove Way was $7,383, up 2.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,383.00 (+2.37%)$414,720 Land $160,000 Building $254,720$414,720 Land $160,000 Building $254,720
2024$7,212.00 (+9.65%)
2023$6,577.00 (+840.92%)$353,260 (+1,174.39%) Land $115,000 Building $238,260$353,260 (+751.23%) Land $115,000 Building $238,260
2022$699.00$27,720$41,500 Land $41,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1820 SE Ocean Cove Way in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 133 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies461 units insured
incl. 328 condo units
Nearby Flood Claims37 (1983–2024)
Claims Outside the SFHA14 of 37
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1820 SE Ocean Cove Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Blue Stream, Hotwire Communications.

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