1820 Scirocco Loop, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 1820 Scirocco Loop, Fort Walton Beach, FL 32547 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage2,146 sqft Heated Area
Lot Size6,376 sqft (0.146 acres)
OccupancyOwner Occupied
Last Sale$331,700 (2020)
Tax Bill$3,324.00 (2025)

Owner

Source: Okaloosa County records · APN C56-000-597-8766-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1820 SCIROCCO LOOP, FT WALTON BCH, FL 32547-7008
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 06, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jun 24, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2020 · Amount on Record
Deed SaleJun 24, 2020 · Amount on Record
Deed Doc Number3367957
Deed Book / Page3470 / 4347
Record RefreshedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1820 SCIROCCO LOOP, FORT WALTON BEACH, FL 32547-7008
Transaction TypeMortgage
Record UpdatedDec 09, 2025
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 SCIROCCO LOOP, FORT WALTON BEACH, FL 32547-7008

Mortgage

Document Number0035443576
DateMay 06, 2021
Book Page3544/3576
Instrument3452795
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term350 Months
DueJul 01, 2050

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 24, 2020
Property Address1820 SCIROCCO LOOP, FORT WALTON BEACH, FL 32547-7008
Document Number0034704347
Book / Page003470 / 004347
Instrument DateJun 19, 2020
Instrument3367957
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyCOTTON LAND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,322.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 SCIROCCO LOOP FORT WALTON BEACH FL 325477008, FORT WALTON BEACH, FL 32547-7008

Mortgage

Document Number34704348
DateJun 24, 2020
Book Page003470/004348
Instrument3367958
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressPENSACOLA, FL 32501
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 23, 2050

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,324.00 (+5.73%) Homeowner's exemption$310,457 (+5.99%)$373,202 (-1.2%) Land $84,212 Building $288,990
2023$3,144.00 (+54.72%) Homeowner's exemption$292,919 (+3%)$377,742 (+7.98%) Land $67,749 Building $309,993
2022$2,032.00 Homeowner's exemption Veteran's exemption$284,387$349,821 Land $63,317 Building $286,504

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNC56-000-597-8766-3
Alternative APN
  • 34-1S-24-0599-000C-0230

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,146 sqft Heated Area
Gross Area2,558 sqft Gross Area
1st Floor2,146 sqft 1st Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialWood Roof
Lot Area6,376 sqft (0.146 acres)
Garage TypeFinished Garage
Garage Area400 sqft Garage
PorchOpen Porch
Porch Area12 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address1820 SCIROCCO LOOP
CityFORT WALTON BEACH
StateFL
Zip32547-7008
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCROSSWINDS 1ST ADD LOT 23 & E4.84 LOT 24 BLK C
Legal Range24
Legal Township01S
Legal Section34
Legal SubdivisionCROSSWINDS 1ST ADD
Legal BlockC
Legal Lot Number23
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1010
Census Tract21802

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