Chesapeake City property record for 1820 Sapphire Rd, Chesapeake, VA 23320
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 5 bd · 3.5 ba · 2,718 sqft · built 2018 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $649,999 (Mar 2024) |
| Tax Bill | $5,538 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more |
| APN | 0394002001470 |
| Primary APN | 0394002001470 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,718 sqft Total Area |
| 1st Floor Area | 1,436 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,934 sqft (0.251 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1820 SAPPHIRE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3438 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R10S: RESI |
| Legal Description | 147 FIELDSTONE PH 3 |
| Legal Subdivision | FIELDSTONE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 20804 |
1820 Sapphire Rd is owned by two individuals who bought it in March 2024.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1820 SAPPHIRE RD, CHESAPEAKE, VA 23320-3438 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 13, 2024 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Nov 19, 2020 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| May 16, 2018 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on File |
| Deed Sale | Mar 13, 2024 · Amount on File |
| Prior Sale | May 16, 2018 · Amount on File |
| Deed Document Number | 20244829 |
| Deed Book / Page | 10733 / 932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1820 SAPPHIRE RD, CHESAPEAKE, VA 23320-3438 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1820 SAPPHIRE RD, CHESAPEAKE, VA 23320-3438 |
| Document Number | 010957/567 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 10957/567 |
| Instrument | 260006855 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 13, 2024 |
| Property Address | 1820 SAPPHIRE RD, CHESAPEAKE, VA 23320-3438 |
| Document Number | 010733/932 |
| Book / Page | 10733 / 932 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 240004829 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | TITLEQUEST AGENCY INC, TITLEQUEST |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1820 SAPPHIRE RD, CHESAPEAKE, VA 23320-3438 |
| Document Number | 0240004830 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 240004830 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1820 SAPPHIRE RD, CHESAPEAKE, VA 23320-3438 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010259/730 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 10259/730 |
| Instrument | 200043469 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 16, 2018 |
| Property Address | 1820 SAPPHIRE RD, CHESAPEAKE, VA 23320-3438 |
| Document Number | 9913/482 |
| Book / Page | 9913 / 482 |
| Instrument Date | May 14, 2018 |
| Instrument | 180012576 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | NOT AVAILABLE, 1ST COMMONWEALTH TITLE&STLMT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1820 SAPPHIRE RD, CHESAPEAKE, VA 23320-3438 |
| Document Number | 180012577 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 180012577 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $651,800 (+4.44%) Land $205,000 Building $446,800 | $651,800 (+4.44%) Land $205,000 Building $446,800 | |
| 2025 | $624,100 Land $185,000 Building $439,100 | $624,100 Land $185,000 Building $439,100 | |
| 2024 | $5,538.00 | ||
| 2023 | $542,900 (+8.41%) Land $175,000 Building $367,900 | $542,900 (+8.41%) Land $175,000 Building $367,900 | |
| 2022 | $500,800 Land $150,000 Building $350,800 | $500,800 Land $150,000 Building $350,800 | |
| 2019 | $4,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1820 Sapphire Rd; there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 100 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2011–2016) |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1820 Sapphire Rd is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 80% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures