1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Roper Rd

1820 Roper Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1820 Roper Rd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,979 sqft · built 2003
Lot Size0.211 acres (9,191 sqft)
OwnerIndividual Name on Record
Last Sale$38,000 (Jan 2018)
Tax Bill$2,023 (2025)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-26-31-0007-0001-1290

Property Details

APN / Parcel Number

Primary APN05-26-31-0007-0001-1290
Alternative APNs
  • 052631258600011290
  • 263105000700011290
  • 127419

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,979 sqft Living Area
Gross Area3,539 sqft
1st Floor Area1,256 sqft
Upper Floors Area1,723 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,191 sqft (0.211 acres)
Lot Dimensions115 ft deep x 80 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1820 ROPER RD
CitySAINT CLOUD
StateFL
Zip34771-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionASHTON PARK PB 13 PG 157-158 LOT 129
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionASHTON PARK
Legal Tract7
Legal Block1290
Legal Lot Number129
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3056
Census Tract43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1820 ROPER RD, SAINT CLOUD, FL 34771-1711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2018 · Amount on Record
Deed SaleJan 10, 2018 · Amount on Record
Prior SaleNov 20, 2003 · Amount on Record
Deed Document Number20185683
Deed Book / Page5267 / 1929
Prior Transfer DateDec 2, 2017
Prior Transfer Doc0052671929
Record UpdatedJun 8, 2026

January 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 10, 2018
Property Address1820 ROPER RD, SAINT CLOUD, FL 34771-1711
Document Number0052671929
Book / Page5267 / 1929
Map ReferenceMB13 PG157&158
Instrument DateDec 2, 2017
Instrument2018005683
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyTITLE SOURCE INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1820 ROPER RD, 1820, SAINT CLOUD, FL 34771-1711

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Al (and Others)
Address1820 ROPER RD, SAINT CLOUD, FL 34771-1711

Mortgage

Document Number2018005684
DateJan 10, 2018
Instrument2018005684
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,023.00 (+3.8%) Homeowner's exemption$155,907 (+5.99%)$380,400 (-2.54%) Land $65,000 Building $315,400
2024$1,949.00 (+3.12%)
2023$1,890.00 (+4.19%) Homeowner's exemption$147,101 (+3%)$390,300 (+32.08%) Land $60,000 Building $330,300
2022$1,814.00 Homeowner's exemption$142,817$295,500 Land $55,000 Building $240,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: AT&T, Verizon, Xfinity.

Nearby Properties on Roper Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures