1820 Rivercroft Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1820 Rivercroft Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,528 sqft · built 2019
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on File
Last Sale	$330,296 (Apr 2020)
Tax Bill	$4,877 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T200300078`

Property Details

APN / Parcel Number

Primary APN	`T200300078`
Alternative APN	`2-0012-C831-00-0507.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
Basement Area	1,204 sqft

Exterior

Year Built	Built 2019
Exterior Material	Composition/Composite
Lot Area	9,627 sqft (0.221 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T200300078
Street Address	1820 RIVERCROFT CT
City	O FALLON
State	MO
Zip	63366-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG C #3-B LOT 507
Legal Range	02E
Legal Township	48N
Legal Subdivision	RIVERDALE VLG C #3-B
Legal Lot Number	507
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2008
Census Tract	312001

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1820 RIVERCROFT CT, O FALLON, MO 63366-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Apr 9, 2020	Warranty Deed, Subdivision Related Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Deed Document Number	0000726688
Deed Book / Page	7266 / 88
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1820 RIVERCROFT CT, O FALLON, MO 63366-1522
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 RIVERCROFT CT, O FALLON, MO 63366-1522

Mortgage

Document Number	0000013820
Date	Mar 9, 2022
Instrument	2022R-013820

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1820 RIVERCROFT CT, O FALLON, MO 63366-1522
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 RIVERCROFT CT, O FALLON, MO 63366-1522

Mortgage

Document Number	2021R078741
Date	Sep 21, 2021
Instrument	2021R-078741

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 9, 2020
Property Address	1820 RIVERCROFT CT, O FALLON, MO 63366-1522
Document Number	0072660088
Book / Page	007266 / 000088
Instrument Date	Apr 7, 2020
Instrument	218160
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2020
Title Company	TITLE PARTNERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1820 RIVERCROFT CT ST PAUL MO 633661522, ST PAUL, MO 63366-1522

Mortgage

Document Number	72660090
Date	Apr 9, 2020
Book Page	007266/000090
Instrument	218170

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,877.00	$79,549 (+15.55%)	$418,680 (+15.55%) Land $70,000 Building $348,680
2023		$68,844
2022			$362,339 Land $55,000 Building $307,339

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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