Gwinnett County property record for 1820 Ridgemill Ter, Dacula, GA 30019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,220 sqft · built 1995 |
| Lot Size | 0.41 acres (17,859 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Jul 2024) |
| Tax Bill | $6,312 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Mar 2023 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-001F-026 |
| Primary APN | 3-001F-026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 2,060 sqft |
| Attic | Attic |
| Attic Area | 160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,859 sqft (0.41 acres) |
| Terrain | High |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1820 RIDGEMILL TER |
|---|---|
| City | DACULA |
| State | GA |
| Zip | 30019-2955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100CLU |
| Legal Description | L95 BD MILLWATER CROSSING I-A |
| Legal Subdivision | MILLWATER CROSSING I-A |
| Legal Block | D |
| Legal Lot Number | 95 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | DACULA-ROCKY CREEK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50621 |
Source: Gwinnett County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Mar 10, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Aug 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Mar 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE AND FINANCE DBA SILV |
| Jul 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE |
| Jul 19, 2024 | Warranty Deed, Transfer |
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Aug 1, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2024 · Amount on Record |
| Deed Sale | Jul 19, 2024 · Amount on Record |
| Prior Sale | Aug 18, 1998 · Amount on Record |
| Deed Book / Page | 61314 / 342 |
| Prior Transfer Date | Jul 18, 2024 |
| Prior Transfer Doc | 0613140363 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Document Number | 0583470192 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 0000058347/0000000192 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Document Number | 0604770191 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 0000060477/0000000191 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Document Number | 0601660636 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 0000060166/0000000636 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2283 ROCKY TOP RD, BLAIRSVILLE, GA 30512-0796 |
| Document Number | 0617470597 |
|---|---|
| Date | Mar 26, 2025 |
| Book Page | 0000061747/0000000597 |
| Name | VANDERBILT MORTGAGE AND FINANCE DBA SILV |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Jul 19, 2024 |
| Property Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Document Number | 0613140342 |
| Book / Page | 61314 / 342 |
| Instrument Date | Jul 18, 2024 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Document Number | 0061314344 |
|---|---|
| Date | Jul 19, 2024 |
| Instrument | 61314/344 |
| Name | FIRST OPTION MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Jul 19, 2024 |
| Property Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Document Number | 0613140363 |
| Book / Page | 61314 / 363 |
| Instrument Date | Jul 18, 2024 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Document Number | 0583470000000192 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 0000058347/0000000192 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 1820 RIDGEMILL TER, DACULA, GA 30019-2955 |
| Document Number | 0568160561 |
| Instrument Date | Aug 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1820 RIDGEMILL TER DACULA GA 300192955, DACULA, GA 30019-2955 |
| Document Number | 0568160561 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 056816/000561 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 18, 2059 |
| Rate Type | Adjustable Rate |
|---|
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Mulberry City |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,312.00 (+624.68%) | $171,280 (+14.92%) Land $59,840 Building $111,440 | $428,200 (+14.92%) Land $149,600 Building $278,600 |
| 2023 | $871.00 | $149,040 Land $45,600 Building $103,440 | |
| 2022 | $372,600 Land $114,000 Building $258,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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