1820 Ridgecrest Dr, Terrell, TX 75160 Property Records

Kaufman County property record for 1820 Ridgecrest Dr, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	2,120 sqft · built 2015
Lot Size	0.18 acres (7,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,600 (Dec 2024)
Tax Bill	$7,548 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R77084`

Property Details

APN / Parcel Number

Primary APN	`R77084`
Alternative APNs	`00.3832.0004.0010.00.06.06` `77084`

Interior

Stories	1 Story
Building Area	2,120 sqft Living Area
Gross Area	2,663 sqft
1st Floor Area	2,120 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,860 sqft (0.18 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Storage Building	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1820 RIDGECREST DR
City	TERRELL
State	TX
Zip	75160-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN NORTH EST #5 PH 2, BLOCK D, LOT 10
Legal Subdivision	TOWN NORTH ESTATES 5 PH 2
Legal Block	D
Legal Lot Number	10
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1017
Census Tract	50402

Owner

Source: Kaufman County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 18, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Jul 2, 2021	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 4, 2017	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on Record
Deed Sale	Dec 26, 2024 · Amount on Record
Prior Sale	Jul 2, 2021 · Amount on Record
Deed Document Number	202439518
Deed Book / Page	8793 / 335
Prior Transfer Date	Jun 30, 2021
Prior Transfer Doc	0070830407
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116
Transaction Type	Mortgage
Record Updated	Apr 3, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116

Mortgage

Document Number	0084280081
Date	Mar 20, 2024
Book Page	8428/81
Instrument	2024-0007898

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jul 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116

Mortgage

Document Number	0082830088
Date	Nov 2, 2023
Book Page	8283/88
Instrument	2023-0031090

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jul 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116

Mortgage

Document Number	0082650365
Date	Oct 18, 2023
Book Page	8265/365
Instrument	2023-0029491

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jul 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	SECURED TITLE PARTNERS, SECURED TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116

Mortgage

Document Number	0070830423
Date	Jul 2, 2021
Book Page	7083/423
Instrument	2021-0026545

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Jul 2, 2021
Property Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116
Document Number	0070830407
Book / Page	7083 / 407
Map Reference	CAB 2 ENV 662
Instrument Date	Jun 30, 2021
Instrument	2021-0026543
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1820 RIDGECREST DR, 1820, TERRELL, TX 75160-5116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 GRIFFITH RD, TERRELL, TX 75160-4914

Mortgage

Document Number	20210026544
Date	Jul 2, 2021
Instrument	2021-0026544

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORNTIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062150231
Date	Nov 22, 2019
Book Page	6215/231
Instrument	2019-0029506

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Dec 4, 2017
Property Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116
Document Number	0055260057
Book / Page	5526 / 057
Map Reference	CAB 2 ENV 662
Instrument Date	Dec 4, 2017
Instrument	2017-0027964
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 HEATHER LANE CIR, 419, TERRELL, TX 75160-6550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 RIDGECREST DR, TERRELL, TX 75160-5116

Mortgage

Document Number	20170027965
Date	Dec 4, 2017
Instrument	2017-0027965

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,548.00 (+19.2%)	$311,478 (-5.54%) Land $60,000 Building $251,478	$311,478 (-5.54%) Land $60,000 Building $251,478
2024	$6,332.00 (+4.37%)
2023	$6,067.00 (-9.43%) Homeowner's exemption	$329,741 Land $65,000 Building $264,741	$329,741 Land $65,000 Building $264,741
2022	$6,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink.

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