Duval County property record for 1820 Ocean Front, Neptune Beach, FL 32266
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 3,501 sqft · built 1995 |
| Lot Size | 0.184 acres (8,025 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $1,975,000 (Jun 2019) |
| Tax Bill | $35,927 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 173704-0000 |
| Primary APN | 173704-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,501 sqft Living Area |
| Gross Area | 4,446 sqft |
| 1st Floor Area | 1,827 sqft |
| Upper Floors Area | 1,656 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,025 sqft (0.184 acres) |
| Lot Dimensions | 134 ft deep x 60 ft wide |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 135 sqft |
| Deck Area | 448 sqft |
| Patio Area | 819 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1820 OCEAN FRONT |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-4857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-4 |
| Legal Description | 8-48 28-2S-29E R/P BOWES S/D OCEAN VIEW LOT 3 BLK 4 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | OCEANVIEW, BOWES S/D OF |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 14001 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 1820 OCEAN FRONT, NEPTUNE BEACH, FL 32266-4857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 26, 2019 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Prior Sale | Jan 11, 1995 · Amount on Record |
| Deed Document Number | 2019149263 |
| Deed Book / Page | 18841 / 2482 |
| Prior Transfer Date | Jan 5, 1995 |
| Prior Transfer Doc | 0000008025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1820 OCEAN FRONT, NEPTUNE BEACH, FL 32266-4857 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1820 OCEAN FRONT, NEPTUNE BEACH, FL 32266-4857 |
| Document Number | 0199200457 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 19920/457 |
| Instrument | 2021245871 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 26, 2019 |
| Property Address | 1820 OCEAN FRONT, NEPTUNE BEACH, FL 32266-4857 |
| Document Number | 0188412482 |
| Book / Page | 18841 / 2482 |
| Map Reference | MB 8 PG 48 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019149263 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | BARTLETT TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 51363, JACKSONVILLE, FL 32240-1363 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1820 OCEAN FRONT, NEPTUNE BEACH, FL 32266-4857 |
| Document Number | 0188420001 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 18842/0001 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,113,724 (+2.7%) | $3,187,870 (-0.9%) Land $2,691,249 Building $496,621 | |
| 2025 | $35,927.00 (+2.23%) Homeowner's exemption | $2,058,154 (+5.99%) | $3,216,875 (+31.19%) Land $2,673,000 Building $543,875 |
| 2024 | $35,143.00 (+2.54%) | ||
| 2023 | $34,273.00 (+9.63%) Homeowner's exemption | $1,941,894 (+3.86%) | $2,451,982 (+1.65%) Land $1,782,000 Building $669,982 |
| 2022 | $31,262.00 Homeowner's exemption | $1,869,641 | $2,412,206 Land $1,782,000 Building $630,206 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 163 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 163 in force |
| Nearby Flood Claims | 37 (1979–2024) |
| Claims Outside the SFHA | 33 of 37 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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