1820 Narrows Ln, Silver Spring, MD 20906 Property Records

Montgomery County property record for 1820 Narrows Ln, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,134 sqft · built 1974
Lot Size	0.371 acres (16,142 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jun 2011)
Tax Bill	$6,941 (2025)
Deeds & Mortgages	Feb 2019 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-01465148`

Property Details

APN / Parcel Number

Primary APN	`13-01465148`
Alternative APN	`01465148`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,134 sqft Living Area
Gross Area	3,354 sqft
1st Floor Area	1,577 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Multi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,142 sqft (0.371 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01465148
Street Address	1820 NARROWS LN
City	SILVER SPRING
State	MD
Zip	20906-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	NORWOOD VILLAGE
Legal Subdivision	NORWOOD VILLAGE
Legal Block	4
Legal Lot Number	34
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1001
Census Tract	703221

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1820 NARROWS LN, SILVER SPRING, MD 20906-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2019	Deed of Trust, Mortgage FEDFINANCIAL FCU
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2011 · Amount on Record
Deed Sale	Jun 27, 2011 · Amount on Record
Prior Sale	Jun 27, 2011 · Amount on Record
Deed Book / Page	41799 / 202
Transfer Doc	0000173373
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1820 NARROWS LN, SILVER SPRING, MD 20906-1137
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CONSTITUTION TITLE ESCROW LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0571920436
Date	Feb 7, 2019
Book Page	57192/436

Lender

Name	FEDFINANCIAL FCU
Type	Credit Union
Address	SILVER SPRING, MD 20901

Agreement

Amount	Amount Recorded
Term	83 Months
Due	Jan 15, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1820 NARROWS LN, SILVER SPRING, MD 20906-1137
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0596910543
Date	May 29, 2020
Book Page	59691/543

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Mar 1, 2045

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1820 NARROWS LN, SILVER SPRING, MD 20906-1137
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0628690057
Date	May 4, 2021
Book Page	62869/57

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,733 (+1.97%)	$653,000 (+5.9%) Land $173,000 Building $480,000
2025	$6,941.00 (+34.49%)	$616,600 (+15.35%) Land $173,000 Building $443,600	$616,600 (-) Land $173,000 Building $443,600
2023		$534,533	$616,600 Land $173,000 Building $443,600
2022	$5,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	11 (1978–2014)
Claims Outside the SFHA	6 of 11
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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