1820 N Walnut St, Graytown, OH 43432 Property Records

Ottawa County property record for 1820 N Walnut St, Graytown, OH 43432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1880
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Dec 2004)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`004-01822-02294-000`

Property Details

APN / Parcel Number

Primary APN	`004-01822-02294-000`
Alternative APN	`004804-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,535 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004804-0
Street Address	1820 N WALNUT ST
City	GRAYTOWN
State	OH
Zip	43432-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 10 LOTS 5 & 6 GRAYTOWN CUTLER
Legal Subdivision	VILLAGE OF GRAYTOWN
Legal Block	10
Legal Lot Number	5-6
Jurisdiction	OTTAWA OH
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3009
Census Tract	50900

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1820 N WALNUT ST, GRAYTOWN, OH 43432-9007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA1
Feb 4, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2004 · Amount on Record
Deed Sale	Dec 9, 2004 · Amount on Record
Deed Document Number	2004144676
Deed Book / Page	1044 / 717
Last Transfer Date	Aug 21, 2017
Transfer Doc	0000269913
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	1820 N WALNUT ST, GRAYTOWN, OH 43432-9007
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000316803
Date	Apr 14, 2022
Book Page	1894/167
Instrument	2022-316803

Lender

Name	FIFTH THIRD BANK NA1
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	117 Months
Due	Jan 1, 2032

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	1820 N WALNUT ST, GRAYTOWN, OH 43432-9007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000292159
Date	Feb 4, 2020
Book Page	1755/726
Instrument	202000292159

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Benton Township
Unified School District	Benton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00 (-7%)	$32,754 (-) Land $5,044 Building $27,710
2024	$1,200.00 (+6.38%) Homeowner's exemption	$32,754 (+18.56%) Land $5,044 Building $27,710	$93,580 (+18.56%) Land $14,410 Building $79,170
2023	$1,128.00 (-1.31%) Homeowner's exemption	$27,626 (-) Land $3,007 Building $24,619
2022	$1,143.00 Homeowner's exemption	$27,626 Land $3,007 Building $24,619
2021			$78,930 Land $8,590 Building $70,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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