Cooke County property record for 1820 Mill St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,028 sqft · built 1949 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,585 (Jun 2025) |
| Tax Bill | $1,747 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2030-009-00011 |
| Primary APN | 2030-009-00011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,028 sqft Living Area |
| Gross Area | 1,616 sqft |
| 1st Floor Area | 1,028 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 8,398 sqft (0.193 acres) |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 252 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2030-009-00011 |
|---|---|
| Street Address | 1820 MILL ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-2133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEREND; BLOCK 9; LOT 11 |
| Legal Subdivision | BEREND |
| Legal Block | 9 |
| Legal Lot Number | 11 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 500 |
Source: Cooke County records · APN 2030-009-00011
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1820 MILL ST, GAINESVILLE, TX 76240-2133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 12, 2025 | Vendor's Lien, Transfer · Conventional Mortgage EQUITY SMART HOME LOANS INC |
| Jun 14, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS STATE AFFORDABLE HSNG CORP |
| Jun 14, 2021 | Vendor's Lien, Transfer · Conventional Mortgage SFMC LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2025 · Amount on Record |
| Deed Sale | Jun 12, 2025 · Amount on Record |
| Prior Sale | Jun 14, 2021 · Amount on Record |
| Deed Document Number | 20253926 |
| Deed Book / Page | 2715 / 589 |
| Prior Transfer Date | Jun 11, 2021 |
| Prior Transfer Doc | 0002426/57 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jun 12, 2025 |
| Property Address | 1820 MILL ST, GAINESVILLE, TX 76240-2133 |
| Document Number | 002715/589 |
| Book / Page | 2715 / 589 |
| Map Reference | CAB B SL 88 |
| Instrument Date | Jun 10, 2025 |
| Instrument | 2025-3926 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | ORT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2803 WILSOIO BIGSD IY, DENTON, TX 76209 |
| Name | Verified Name |
|---|---|
| Address | 1820 MILL ST, GAINESVILLE, TX 76240-2133 |
| Document Number | 0020253927 |
|---|---|
| Date | Jun 12, 2025 |
| Instrument | 2025-3927 |
| Name | EQUITY SMART HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 1820 MILL ST, GAINESVILLE, TX 76240-2133 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1820 MILL ST, GAINESVILLE, TX 76240-2133 |
| Document Number | 2426/76 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 2426/76 |
| Instrument | 2021-05074 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jun 14, 2021 |
| Property Address | 1820 MILL ST, GAINESVILLE, TX 76240-2133 |
| Document Number | 2426/57 |
| Book / Page | 2426 / 57 |
| Map Reference | CAB B SL 88 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021-05072 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1820 MILL ST, GAINESVILLE, TX 76240-2133 |
| Document Number | 202105073 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-05073 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,747.00 (-12.21%) Homeowner's exemption | $150,295 (-0.07%) Land $30,828 Building $119,467 | $150,295 (-0.07%) Land $30,828 Building $119,467 |
| 2024 | $1,990.00 (-26.97%) | ||
| 2023 | $150,400 Land $30,828 Building $119,572 | $150,400 Land $30,828 Building $119,572 | |
| 2022 | $2,725.00 |
Source: FEMA National Flood Hazard Layer as of April 26, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1989–2007) |
| Most Recent Claim | Jun 2007 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Fiber | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: AT&T, Element8 Technology Investment Group.
Based on FCC filings for 211 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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