1820 Mears Ave, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1820 Mears Ave, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,972 sqft · built 1895
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Sep 2017)
Tax Bill	$4,658 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-0002-0174-00`

Property Details

APN / Parcel Number

Primary APN	`002-0002-0174-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
1st Floor Area	935 sqft
2nd Floor Area	1,037 sqft
Attic	Attic
Attic Area	294 sqft
Basement Area	578 sqft

Exterior

Year Built	Built 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	150 ft deep x 61 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1820 MEARS AVE
City	CINCINNATI
State	OH
Zip	45230-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1820 MEARS AVE 61 X 150 PT LOT 12 J H HARRIS SUB PARS 174-223 CONS
Legal Subdivision	J H HARRIS SUB
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	4602

Owner

1820 Mears Ave is owned and occupied by an individual who bought it in September 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1820 MEARS AVE, CINCINNATI, OH 45230-1910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Transfer on Death Deed, Transfer
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU
Sep 11, 2017	Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2017 · Amount on File
Deed Sale	Sep 11, 2017 · Amount on File
Prior Sale	Aug 11, 2016 · Amount on File
Deed Document Number	17-0082502
Record Updated	Sep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 5, 2026
Property Address	1820 MEARS AVE, CINCINNATI, OH 45230-1910
Document Number	0000016280
Book / Page	15616 / 1143
Map Reference	MB 4 PG 96
Instrument Date	Mar 2, 2026
Instrument	2026-0016280
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1820 MEARS AVE, CINCINNATI, OH 45230-1910
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	RELIABLE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038501
Date	Mar 26, 2021
Book Page	14383/2607
Instrument	2021-0038501

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2036
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 11, 2017
Property Address	1820 MEARS AVE, CINCINNATI, OH 45230-1910
Document Number	0000002502
Map Reference	MB 4 PG 96
Instrument Date	Aug 28, 2017
Instrument	17-0082502
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 MEARS AVE, CINCINNATI, OH 45230-1910

Mortgage

Document Number	0000002503
Date	Sep 11, 2017
Instrument	17-0082503

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1820 Mears Ave was $4,658, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,658.00 (+3.05%)	$75,436 (-) Land $9,216 Building $66,220
2024	$4,520.00 (-2.16%)	$75,436 (-) Land $9,216 Building $66,220
2023	$4,620.00 (+1.83%)	$75,436 (+13.5%) Land $9,216 Building $66,220	$215,530 Land $26,330 Building $189,200
2022	$4,537.00 Homeowner's exemption	$66,465 Land $7,749 Building $58,716
2020			$189,900 Land $22,140 Building $167,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1820 Mears Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1820 Mears Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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