1820 Joseph Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 1820 Joseph Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,509 sqft · built 1971
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Jul 2020)
Tax Bill	$20,900 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-422-009-5`

Property Details

APN / Parcel Number

Primary APN	`258-422-009-5`
Alternative APN	`258-422-009`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,509 sqft Living Area
1st Floor Area	2,509 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	162 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1820 JOSEPH DR
City	MORAGA
State	CA
Zip	94556-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	TRACT 3745 LOT 41 EX MR
Legal Subdivision	SUBDIVISION 3745
Legal Tract	3745
Legal Lot Number	41
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1021
Census Tract	352101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1820 JOSEPH DR, MORAGA, CA 94556-2711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage EDWARD BROWN
Dec 13, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	2020142248
Prior Transfer Date	Nov 14, 2014
Prior Transfer Doc	0000208318
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 16, 2020
Property Address	1820 JOSEPH DR, MORAGA, CA 94556-2711
Document Number	0000142248
Map Reference	MB 128 PG 5
Instrument Date	Jul 9, 2020
Instrument	2020-142248
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1820 JOSEPH DR, MORAGA, CA 94556-2711

Mortgage

Document Number	0000142251
Date	Jul 16, 2020
Instrument	2020-142251

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1820 JOSEPH DR, MORAGA, CA 94556-2711
Document Number	0000175197
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1820 JOSEPH DR MORAGA CA 945562711, MORAGA, CA 94556-2711

Mortgage

Document Number	0000175197
Date	Oct 15, 2019
Instrument	175197

Lender

Name	EDWARD BROWN
Address	1555 GRANT AVE, NOVATO, CA 94945-3120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 14, 2021

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 13, 2017
Property Address	1820 JOSEPH DR, MORAGA, CA 94556-2711
Document Number	0000233871
Instrument Date	Dec 6, 2017
Instrument	233871
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,549.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1820 JOSEPH DR MORAGA CA 945562711, MORAGA, CA 94556-2711

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,767,547 (+2%) Land $1,104,080 Building $663,467
2025	$20,900.00 (+6.75%) Homeowner's exemption	$1,732,890 (+4.99%) Land $1,082,432 Building $650,458
2023	$19,578.00 (+5.72%) Homeowner's exemption	$1,650,600 Land $1,040,400 Building $610,200
2022	$18,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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