Sonoma County property record for 1820 Howard Dr, Windsor, CA 95492
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,743 sqft · built 1990 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Jul 2026) |
| Tax Bill | $4,148 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-550-034-000 |
| Primary APN | 066-550-034-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,743 sqft Living Area |
| 1st Floor Area | 849 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,750 sqft (0.109 acres) |
| Garage Area | 458 sqft |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 066-550-034 |
|---|---|
| Street Address | 1820 HOWARD DR |
| City | WINDSOR |
| State | CA |
| Zip | 95492-8020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYWI |
| Legal Description | 91FM66-550-03PTPTWDSRCOMIVLLA89-602&90029026&36003 |
| Legal Subdivision | WINDSOR COMMONS 02 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | HEALDSBURG |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 153808 |
Source: Sonoma County records · APN 066-550-034-000
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1820 HOWARD DR, WINDSOR, CA 95492-8020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 10, 2026 | Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 23, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | May 08, 1991 · Amount on Record |
| Deed Document Number | 202634967 |
| Prior Transfer Date | Feb 16, 2017 |
| Prior Transfer Doc | 0000014841 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jul 10, 2026 |
| Property Address | 1820 HOWARD DR, WINDSOR, CA 95492-8020 |
| Document Number | 0000034967 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 202634967 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84,436.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1820 HOWARD DR, WINDSOR, CA 95492-8020 |
| Document Number | 0000034968, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202634968 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 1820 HOWARD DR, WINDSOR, CA 95492-8020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1820 HOWARD DR, WINDSOR, CA 95492-8020 |
| Document Number | 0000117191 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021117191 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 1820 HOWARD DR, WINDSOR, CA 95492-8020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000006168 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 2020006168 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Feb 23, 2017 |
| Property Address | 1820 HOWARD DR, WINDSOR, CA 95492-8020 |
| Document Number | 0000014841 |
| Map Reference | MAP444 PG41-43 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 2017014841 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1820 HOWARD DR, WINDSOR, CA 95492-8020 |
| Document Number | 0000014842 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 2017014842 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Windsor Town |
| Unified School District | Windsor Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,148.00 (+4.09%) | $323,738 (+4.04%) Land $135,264 Building $188,474 |
| 2023 | $3,985.00 (+1.74%) | $311,168 Land $130,012 Building $181,156 |
| 2022 | $3,917.00 |
Source: FEMA National Flood Hazard Layer as of February 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 466 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF WINDSOR serves 25,561 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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