1820 Grove Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 1820 Grove Rd, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,024 sqft · built 1939
Lot Size2.01 acres (87,991 sqft)
Owner2 Trust Names on File
Last Sale$1,155,000 (May 2026)
Tax Bill$9,800 (2025)
Deeds & MortgagesJun 2026 Sale
Jun 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN514-150-01-00

Property Details

APN / Parcel Number

Primary APN514-150-01-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,024 sqft Living Area

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Lot Area87,991 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1820 GROVE RD
CityEL CAJON
StateCA
Zip92020-7834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionTCT A SEC 13-16-1W POR TR CC000262
Legal Range01W
Legal Township16
Legal Section13
Legal SubdivisionRANCHO EL CAJON
Legal TractA
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1011
Census Tract15408

Owner

1820 Grove Rd is held in a trust since May 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 738, ILWACO, WA 98624-0738
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Grant Deed, Transfer
STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA
Jun 22, 2026Grant Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
May 1, 2026Grant Deed, Transfer
LAWYERS TITLE
Nov 3, 2020Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2026 · Amount on File
Deed SaleMay 1, 2026 · Amount on File
Prior SaleNov 3, 2020 · Amount on File
Deed Document Number2026123565
Last Transfer DateMay 27, 2026
Transfer Doc0000179645
Record UpdatedOct 29, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 23, 2026
Property Address1820 GROVE RD, EL CAJON, CA 92020-7834
Document Number0000179645
Instrument DateMay 27, 2026
Instrument2026179645
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanySTEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 22, 2026
Property Address1820 GROVE RD, EL CAJON, CA 92020-7834
Document Number0000178189
Instrument DateMay 27, 2026
Instrument2026178189
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000178190,
DateJun 22, 2026
Instrument2026178190
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 1, 2026
Property Address1820 GROVE RD, EL CAJON, CA 92020-7834
Document Number0000123565
Instrument DateApr 7, 2026
Instrument2026.123565
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
Tax$128,320.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address3515 45TH ST, SAN DIEGO, CA 92105-3509

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 3, 2020
Property Address1820 GROVE RD, EL CAJON, CA 92020-7834
Document Number0000683628
Instrument DateSep 24, 2020
Instrument2020-0683628
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1820 GROVE RD, EL CAJON, CA 92020-7834

Mortgage

Document Number0000683629
DateNov 3, 2020
Instrument2020-0683629
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1820 Grove Rd was $9,800, down 0.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$855,657 (+2%) Land $401,611 Building $454,046
2025$9,800.00 (-0.62%) Homeowner's exemption$838,881 Land $393,737 Building $445,144
2024$9,861.00 (+2.68%)
2023$9,604.00 (+1.6%) Homeowner's exemption$806,308 Land $378,449 Building $427,859
2022$9,453.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1820 Grove Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1820 Grove Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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