1820 Greenup St, Covington, KY 41011 Property Records

Kenton County property record for 1820 Greenup St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,202 sqft · built 1894
Lot Size	0.071 acres (3,090 sqft)
Owner	Individual Name on Record
Last Sale	$32,000 (Aug 2005)
Tax Bill	$861 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-32-02-035.00`

Property Details

APN / Parcel Number

Primary APN	`055-32-02-035.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,202 sqft Finished Area
Gross Area	2,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Slate
Lot Area	3,090 sqft (0.071 acres)
Lot Dimensions	103 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1820 GREENUP ST
City	COVINGTON
State	KY
Zip	41011-3447
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	30'X103' ES GREENUP 95' N 19TH R.H. SOUTHGATE SHARE 4 2ND DIV
Legal Subdivision	SOUTHGATE RICHARD
Legal Phase	25
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2001
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1046 WHIRLAWAY DR, UNION, KY 41091-7759
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2005 · Amount on Record
Deed Sale	Aug 25, 2005 · Amount on Record
Prior Sale	Dec 22, 2004 · Amount on Record
Deed Document Number	200508 25 059 00006
Deed Book / Page	2723 / 325
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1820 GREENUP ST, COVINGTON, KY 41011-3447
Document Number	0000000045
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1820 GREENUP ST COVINGTON KY 410113447, COVINGTON, KY 41011-3447

Mortgage

Document Number	0000000045
Date	Aug 27, 2018
Book Page	0C6486/000052
Instrument	45

Lender

Name	FORCHT BK NA
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 26, 2038

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (+53.85%) Land $10,000 Building $90,000	$100,000 (+53.85%) Land $10,000 Building $90,000
2025	$861.00 (-0.46%)	$65,000 (-) Land $5,000 Building $60,000	$65,000 (-) Land $5,000 Building $60,000
2023	$865.00	$65,000 Land $5,000 Building $60,000	$65,000 Land $5,000 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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