1820 Galaxy Dr, Montrose, CO 81401 Property Records

Montrose County property record for 1820 Galaxy Dr, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,726 sqft · built 2007
Lot Size	0.174 acres (7,600 sqft)
Owner	Individual Name on File
Last Sale	$191,606 (Jan 2015)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Aug 2007 Construction Loan Jan 2015 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3767-221-19-001`

Property Details

APN / Parcel Number

Primary APN	`3767-221-19-001`
Alternative APN	`R0020944`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,726 sqft Heated Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,600 sqft (0.174 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0020944
Street Address	1820 GALAXY DR
City	MONTROSE
State	CO
Zip	81401-7150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: STARGATE SUBD FILING NO 1 LOT: 1 S: 22 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	22
Legal Subdivision	STARGATE SUBD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1022
Census Tract	966503

Owner

1820 Galaxy Dr is owned and occupied by an individual who bought it in January 2015.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1820 GALAXY DR, MONTROSE, CO 81401-7150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2007	Deed of Trust, Mortgage · Construction Mortgage MONTROSEBANK
Jan 30, 2015	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 6, 2014	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2015 · Amount on File
Deed Sale	Jan 30, 2015 · Amount on File
Prior Sale	May 6, 2014 · Amount on File
Deed Document Number	2015862157
Record Updated	Jun 8, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1820 GALAXY DR, MONTROSE, CO 81401-7150
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000780233
Date	Aug 30, 2007
Instrument	780233

Lender

Name	MONTROSEBANK
Address	MONTROSE, CO 81401

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jan 30, 2015
Property Address	1820 GALAXY DR, MONTROSE, CO 81401-7150
Document Number	0000862157
Map Reference	DOC 778394
Instrument Date	Jan 29, 2015
Instrument	862157
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1820 GALAXY DR, MONTROSE, CO 81401-7150
Investor	Possibly a Property Investor

Mortgage

Document Number	0000862158
Date	Jan 30, 2015
Instrument	862158

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2045

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 6, 2014
Property Address	1820 GALAXY DR, MONTROSE, CO 81401-7150
Document Number	0000855646
Map Reference	DOC779394
Instrument Date	May 6, 2014
Instrument	855646
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1820 GALAXY DR, MONTROSE, CO 81401-7150

Mortgage

Document Number	0000855647
Date	May 6, 2014
Instrument	855647

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 1820 Galaxy Dr was $2,198, up 32.2% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (+32.17%)	$33,510 (+45.19%)	$475,300 Land $62,000 Building $413,300
2024	$1,663.00 (+4.59%)	$23,080 (-16.89%) Land $2,890 Building $20,190
2023	$1,590.00	$27,770 Land $3,480 Building $24,290	$344,500 Land $43,120 Building $301,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1820 Galaxy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1820 Galaxy Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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