Black Hawk County property record for 1820 Epping Pl, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1983 |
| Square Footage | 2,596 sqft Living Area |
| Lot Size | 11,382 sqft (0.261 acres) |
| Garage | Attached, 484 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $8,676.00 (2025) |
| Primary APN | 8913-20-231-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,596 sqft Living Area |
| 1st Floor | 1,288 sqft 1st Floor |
| Basement Area | 1,288 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,382 sqft (0.261 acres) |
| Depth X Width | 145 ft x 89 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 160 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 356 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1820 EPPING PL |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1657 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WESTBOURNE TERRACE FOURTH ADDITION LOT 30 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 20 |
| Legal Subdivision | WESTBOURNE TERRACE FOURTH |
| Legal Lot Number | 30 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2040 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-20-231-012
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1820 EPPING PL, WATERLOO, IA 50701-1657 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION |
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Mar 03, 2017 | Deed of Trust, Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 11, 2026 |
| Property Address | 1820 EPPING PL, WATERLOO, IA 50701-1657 |
| Document Number | 0000006707 |
| Instrument Date | May 05, 2026 |
| Instrument | 20266707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1820 EPPING PL, WATERLOO, IA 50701-1657 |
| Document Number | 0000006707, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20266707 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1820 EPPING PL, WATERLOO, IA 50701-1657 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 202200013551 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 202200013551 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1820 EPPING PL, WATERLOO, IA 50701-1657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700015378 |
|---|---|
| Date | Mar 03, 2017 |
| Instrument | 2017-00015378 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 15, 2027 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,676.00 (+4.78%) Homeowner's exemption | $423,920 (+8.16%) Land $31,060 Building $392,860 | $423,920 (+8.16%) Land $31,060 Building $392,860 |
| 2024 | $8,280.00 (+30.81%) | ||
| 2023 | $391,920 (+31.9%) Land $31,060 Building $360,860 | $391,920 (+31.9%) Land $31,060 Building $360,860 | |
| 2022 | $6,330.00 Homeowner's exemption | $297,130 Land $31,060 Building $266,070 | |
| 2021 | $297,130 Land $31,060 Building $266,070 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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