1820 el Paso St, Ramona, CA 92065 Property Records

San Diego County property record for 1820 el Paso St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,653 sqft · built 1938
Lot Size	2.41 acres (104,980 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Jul 2026 Transfer Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`281-082-01-00`

Property Details

APN / Parcel Number

Primary APN	`281-082-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,653 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	104,980 sqft

Location & Zoning

Street Address	1820 EL PASO ST
City	RAMONA
State	CA
Zip	92065-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 44 /EXC E 300 FT/ TR 001652
Legal Subdivision	DAVIS
Legal Tract	001652
Legal Block	2
Legal Lot Number	44
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20805

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1820 EL PASO ST, RAMONA, CA 92065-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 5, 2020	Intrafamily Transfer, Transfer · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Jan 23, 2020	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Jan 23, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Feb 15, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
Feb 15, 2017	Quit Claim Deed, Transfer · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020
Deed Sale	Nov 5, 2020
Prior Sale	Jan 23, 2020
Deed Document Number	2020692119
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0000692119
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2026
Property Address	1820 EL PASO ST, RAMONA, CA 92065-1716
Document Number	0000203499
Instrument Date	Jun 9, 2026
Instrument	2026203499
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1820 EL PASO ST, RAMONA, CA 92065-1716

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2020
Property Address	1820 EL PASO ST, RAMONA, CA 92065-1716
Document Number	0000692119
Map Reference	MAP 1652
Instrument Date	Oct 19, 2020
Instrument	2020-0692119
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1820 EL PASO ST, RAMONA, CA 92065-1716

Mortgage

Document Number	0000692120
Date	Nov 5, 2020
Instrument	2020-0692120

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2020
Property Address	1820 EL PASO ST, RAMONA, CA 92065-1716
Document Number	0000037972
Instrument Date	Jan 2, 2020
Instrument	37972
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1820 EL PASO ST RAMONA CA 920651716, RAMONA, CA 92065-1716

Mortgage

Document Number	37974
Date	Jan 23, 2020
Instrument	37974

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2020
Property Address	1820 EL PASO ST, RAMONA, CA 92065-1716
Document Number	0000037973
Instrument Date	Jan 2, 2020
Instrument	37973
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11625 MONAGHAN PL #204 WALDORF MD 206025154, 204, WALDORF, MD 20602-5154

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2017
Property Address	1820 EL PASO ST, RAMONA, CA 92065-1716
Document Number	0000076342
Instrument Date	Feb 3, 2017
Instrument	76342
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1820 EL PASO ST RAMONA CA 920651716, RAMONA, CA 92065-1716

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2017
Property Address	1820 EL PASO ST, RAMONA, CA 92065-1716
Document Number	0000076340
Instrument Date	Jan 27, 2017
Instrument	76340
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 EL PASO ST RAMONA CA 920651716, RAMONA, CA 92065-1716

Mortgage

Document Number	76341
Date	Feb 15, 2017
Instrument	76341

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$381,355 (+2%) Land $218,810 Building $162,545
2025	$2,354.00 (+9.29%)	$373,878 (+4.04%) Land $214,520 Building $159,358
2023	$2,154.00 (-10.03%)	$359,362 Land $206,191 Building $153,171
2022	$2,394.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1980–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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