1820 E Pollock Rd, Lakeland, FL 33813 Property Records

Polk County property record for 1820 E Pollock Rd, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,823 sqft · built 1982
Lot Size	0.448 acres (19,497 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,900 (Nov 2025)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-05-274710-000030`

Property Details

APN / Parcel Number

Primary APN	`24-29-05-274710-000030`
Alternative APNs	`052924274710000030` `52924000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,823 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,823 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	19,497 sqft (0.448 acres)
Lot Dimensions	150 ft deep x 130 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	529 sqft
Pool Type	Enclosed Pool
Porch	Enclosed/Unfinished Porch
Porch Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1820 E POLLOCK RD
City	LAKELAND
State	FL
Zip	33813-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	MEADOW VIEW ESTATES PB 68 PG 48 LOT 3
Legal Range	24E
Legal Township	29S
Legal Section	05
Legal Subdivision	MEADOW VIEW ESTATES
Legal Tract	274710
Legal Block	2
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2011
Census Tract	10603

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1820 E POLLOCK RD, LAKELAND, FL 33813-1938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Jun 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Jan 16, 2004 · Amount on Record
Deed Document Number	2025279577
Deed Book / Page	13791 / 1497
Prior Transfer Date	May 8, 2012
Prior Transfer Doc	0000086352
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 26, 2025
Property Address	1820 E POLLOCK RD, LAKELAND, FL 33813-1938
Document Number	0000279577
Book / Page	13791 / 1497
Map Reference	MB 68 PG 48
Instrument Date	Nov 20, 2025
Instrument	2025279577
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	SMART TITLE II LLC, SMART TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,149.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 ALDRIDGE DR SE, HUNTSVILLE, AL 35803-2401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 E POLLOCK RD, LAKELAND, FL 33813-1938

Mortgage

Document Number	0137911499
Date	Nov 26, 2025
Instrument	13791/1499

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1820 E POLLOCK RD, LAKELAND, FL 33813-1938
Document Number	0113611958
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1820 E POLLOCK RD LAKELAND FL 338131938, LAKELAND, FL 33813-1938

Mortgage

Document Number	0113611958
Date	Sep 2, 2020
Book Page	011361/001958
Instrument	182575

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2030

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 27, 2018
Property Address	1820 E POLLOCK RD, LAKELAND, FL 33813-1938
Document Number	0105301810
Book / Page	010530 / 001810
Instrument Date	Jun 15, 2018
Instrument	137189
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 E POLLOCK RD LAKELAND FL 338131938, LAKELAND, FL 33813-1938

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,992 (+88.38%)	$389,341 (+8.24%) Land $35,000 Building $354,341
2025	$2,304.00 (+3.41%) Homeowner's exemption	$170,924 (+2.9%)	$359,697 (+1.89%) Land $35,000 Building $324,697
2024	$2,228.00 (+3.01%) Homeowner's exemption	$166,107 (+3%)	$353,040 (+2.22%) Land $35,000 Building $318,040
2023	$2,163.00 (+3.25%) Homeowner's exemption	$161,269 (+3%)	$345,384 (-2.18%) Land $34,000 Building $311,384
2022	$2,095.00 Homeowner's exemption	$156,572	$353,084 Land $32,000 Building $321,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	3 (2002–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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