1820 E Mitchell Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1820 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1957
Square Footage	1,168 sqft Living Area
Lot Size	10,800 sqft (0.248 acres)
Garage	Detached, 440 sqft
Occupancy	Owner Occupied
Tax Bill	$2,982.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-36-401-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,168 sqft Living Area
1st Floor	1,168 sqft 1st Floor
Basement Area	1,168 sqft Basement
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,800 sqft (0.248 acres)
Depth X Width	135 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	440 sqft Garage
Patio Area	420 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1820 E MITCHELL AVE
City	WATERLOO
State	IA
Zip	50702-2505
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MC LENDON ADDITION LOT 1
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	MC LENDON ADDITION
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	3
Census Block	3001
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-401-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1820 E MITCHELL AVE, WATERLOO, IA 50702-2505
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1820 E MITCHELL AVE, WATERLOO, IA 50702-2505
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 E MITCHELL AVE, WASHBURN, IA 50702-2505

Mortgage

Document Number	202200023470
Date	Jun 03, 2022
Instrument	202200023470

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,982.00 Homeowner's exemption	$167,660 (+13.51%) Land $27,720 Building $139,940	$167,660 (+13.51%) Land $27,720 Building $139,940
2024	$2,982.00 (+19.28%)
2023		$147,710 (+20.38%) Land $27,720 Building $119,990	$147,710 (+20.38%) Land $27,720 Building $119,990
2022	$2,500.00 Homeowner's exemption	$122,700 Land $27,720 Building $94,980
2021			$122,700 Land $27,720 Building $94,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.