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1820 E Cheryl Dr, Winter Park, FL 32792 Property Records

Seminole County property record for 1820 E Cheryl Dr, Winter Park, FL 32792 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,000 sqft · built 1983
Lot Size0.208 acres (9,040 sqft)
OwnerIndividual Name on File
Last Sale$229,900 (Apr 2005)
Tax Bill$2,065 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25-21-30-504-0000-0310

Property Details

APN / Parcel Number

Primary APN25-21-30-504-0000-0310
Alternative APN
  • 21302550400000310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,000 sqft Living Area
Gross Area2,528 sqft
1st Floor Area1,800 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area9,040 sqft (0.208 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1820 E CHERYL DR
CityWINTER PARK
StateFL
Zip32792-6303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31 CAROLYN ESTATES PB 21 PG 86
Legal Range30E
Legal Township21S
Legal Section25
Legal SubdivisionCAROLYN ESTATES
Legal Tract504
Legal Lot Number31
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2000
Census Tract22207

Owner

Source: Seminole County records · APN 25-21-30-504-0000-0310

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1820 E CHERYL DR, WINTER PARK, FL 32792-6303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2005 · Amount on Record
Deed SaleApr 11, 2005 · Amount on Record
Prior SaleOct 01, 2004 · Amount on Record
Deed Document Number200559180
Deed Book / Page5682 / 1044
Prior Transfer DateAug 01, 1998
Prior Transfer Doc3480000017
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1820 E CHERYL DR, WINTER PARK, FL 32792-6303
Transaction TypeMortgage
Record UpdatedMar 06, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 E CHERYL DR, WINTER PARK, FL 32792-6303

Mortgage

Document Number0102590538
DateJun 15, 2022
Book Page10259/538
Instrument2022069884
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 03, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1820 E CHERYL DR, WINTER PARK, FL 32792-6303
Document Number0096291274
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1820 E CHERYL DR WINTER PARK FL 327926303, WINTER PARK, FL 32792-6303

Mortgage

Document Number0096291274
DateJun 19, 2020
Book Page009629/001274
Instrument64347
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 18, 2035

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,065.00 (+10.78%) Homeowner's exemption$163,821 (+5.99%)$355,724 (+12.02%) Land $95,000 Building $260,724
2023$1,864.00 (+2.93%) Homeowner's exemption$154,567 (+3%)$317,557 (+0.81%) Land $69,000 Building $248,557
2022$1,811.00 Homeowner's exemption$150,065$314,997 Land $69,000 Building $245,997

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170222072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 53 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (1996–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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