1820 E 42nd St, Lorain, OH 44055 Property Records

Lorain County property record for 1820 E 42nd St, Lorain, OH 44055

Property Summary

Property TypeApartment House (2-4 Units)
Details2,808 sqft · built 1979
Lot Size0.439 acres (19,166 sqft)
OwnerCompany Name on Record
Tax Bill$5,520 (2024)
Deeds & MortgagesSep 2022 Mortgage
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-00-100-113-016

Property Details

APN / Parcel Number

Primary APN03-00-100-113-016

Interior

Stories2 Stories
Building Area2,808 sqft Total Area

Exterior

Year BuiltBuilt 1979
Lot Area19,166 sqft (0.439 acres)

Location & Zoning

Street Address1820 E 42ND ST
CityLORAIN
StateOH
Zip44055-2604
Property CategoryCommercial
Property TypeResidential > Multi-Unit > Apartment House (2-4 Units)
Legal Description42-03-100A -015-00
Legal SubdivisionSHEFFIELD
Legal Block113
Legal Lot Number100
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group3
Census Block3004
Census Tract97500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10001 W OAKLAND PARK BLVD, SUNRISE, FL 33351-6925
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Limited Warranty Deed, Transfer · Commercial Mortgage
COGENT BANK
Nov 30, 2018Warranty Deed, Transfer · Commercial Mortgage
BUCKEYE COMMUNITY BANK
Nov 29, 2017Deed of Trust, Mortgage · Line of Credit
BUCKEYE CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2022
Deed SaleSep 16, 2022
Prior SaleNov 30, 2018 · Amount on Record
Deed Document Number2022094198
Record UpdatedJun 8, 2026

September 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLORAIN OH
Recording DateSep 16, 2022
Property Address1820 E 42ND ST, LORAIN, OH 44055-2604
Document Number0000891485
Map ReferenceVOL 24 PG 87
Instrument DateSep 13, 2022
Instrument2022-0891485
Transaction TypeTransfer
Record UpdatedSep 26, 2022
Title CompanyCHICAGO TITLE COMPANY, CTIC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10001 W OAKLAND PARK BLVD STE 302, 302, SUNRISE, FL 33351-6925

Mortgage

Document Number0000891486
DateSep 16, 2022
Instrument2022-0891486
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term85 Months
DueOct 1, 2029
Interest
AdjustableAdjustable Rate Rider

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateNov 30, 2018
Property Address1820 E 42ND ST, LORAIN, OH 44055-2604
Document Number0000696762
Instrument DateNov 29, 2018
Instrument2018-0696762
Transaction TypeTransfer
Record UpdatedSep 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address15123 NORTH LAKEVIEW BLVD, LORAIN, OH 44052

Mortgage

Document Number0000696763
DateNov 30, 2018
Instrument2018-0696763
Lender
NameBUCKEYE COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1820 E 42ND ST, LORAIN, OH 44055-2604
Document Number0000653290
Instrument DateNov 29, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address391 FRESHWATER DR LORAIN OH 440522092, LORAIN, OH 44052-2092

Mortgage

Document Number0000653290
DateNov 29, 2017
Instrument653290
Lender
NameBUCKEYE CMNTY BK
TypeBank
AddressLORAIN, OH 44055
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictClearview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,520.00 (-2.56%)$86,423 (+19.85%) Land $14,088 Building $72,335$246,920 (+19.85%) Land $40,250 Building $206,670
2023$5,665.00$72,111 Land $28,126 Building $43,985$206,030 Land $80,360 Building $125,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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