1820 E 32nd St, Lorain, OH 44055 Property Records

Lorain County property record for 1820 E 32nd St, Lorain, OH 44055 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,654 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$128,000 (2026)
Tax Bill$633.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-00-095-105-001

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms8 Rooms
Building Area1,654 sqft Living Area
1st Floor858 sqft 1st Floor
Basement Area796 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area6,970 sqft (0.16 acres)
Depth X Width142 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area336 sqft Garage
Porch Area250 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1820 E 32ND ST
CityLORAIN
StateOH
Zip44055-1812
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSHEFFIELD LAND CO 50 X 142 S/L 725 TOD 9/6/07
Legal SubdivisionSHEFFIELD LAND CO
Legal Block105
Legal Lot Number725
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup2
Census Block2003
Census Tract23100

Owner

Source: Lorain County records · APN 03-00-095-105-001

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1820 E 32ND ST, LORAIN, OH 44055-1812
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOWER LLC
Dec 02, 2025Affidavit of Death of Joint Tenant, Transfer
Mar 30, 2021Transfer on Death Deed, Transfer
Jul 30, 2020Deed of Trust, Mortgage · Line of Credit
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 18, 2026 · Amount on Record
Deed SaleMay 18, 2026 · Amount on Record
Deed Doc Number202696185
Prior Transfer DateDec 01, 2025
Prior Transfer Doc0000077371
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMay 18, 2026
Property Address1820 E 32ND ST, LORAIN, OH 44055-1812
Document Number0000096185
Instrument DateMay 14, 2026
Instrument202696185
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyNEWMAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$51,712.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 E 32ND ST, LORAIN, OH 44055-1812

Mortgage

Document Number0000096186,
DateMay 18, 2026
Instrument202696186
Lender
NameLOWER LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.46%
Max Rate-1%

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLORAIN OH
Recording DateDec 02, 2025
Property Address1820 E 32ND ST, LORAIN, OH 44055-1812
Document Number0000077371
Map ReferenceVOL 4 PG 23
Instrument DateOct 09, 2025
Instrument2025-0077371
Transaction TypeTransfer
Record UpdatedDec 11, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 E 32ND ST, LORAIN, OH 44055-1812

March 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLORAIN OH
Recording DateMar 30, 2021
Property Address1820 E 32ND ST, LORAIN, OH 44055-1812
Document Number0000810012
Map ReferenceVOL 4 PG 23
Instrument DateMar 30, 2021
Instrument2021-0810012
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1820 E 32ND ST, LORAIN, OH 44055-1812

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 E 32ND ST, LORAIN, OH 44055-1812

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1820 E 32ND ST, LORAIN, OH 44055-1812
Document Number0000775115
Instrument DateJul 30, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 E 32ND ST LORAIN OH 440551812, LORAIN, OH 44055-1812

Mortgage

Document Number0000775115
DateAug 21, 2020
Instrument775115
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 20, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$633.00 (-44.33%) Homeowner's exemption$37,380 (-0.01%) Land $4,800 Building $32,580$106,810 (-) Land $13,720 Building $93,090
2024$1,137.00 (+37.48%)$37,384 (+48.2%) Land $4,802 Building $32,582$106,810 (+48.2%) Land $13,720 Building $93,090
2023$827.00 (-2.59%)$25,225 (-0.02%) Land $4,095 Building $21,130$72,070 (-) Land $11,700 Building $60,370
2022$849.00$25,230 Land $4,100 Building $21,130
2021$72,070 Land $11,700 Building $60,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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