1820 E 13th St, Des Moines, IA 50316 Property Records

Polk County property record for 1820 E 13th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,822 sqft · built 1911
Lot Size	0.184 acres (8,028 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2021)
Tax Bill	$4,192 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2018 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7924-35-276-014`

Property Details

APN / Parcel Number

Primary APN	`7924-35-276-014`
Alternative APN	`110/05395-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,822 sqft Living Area
Gross Area	2,823 sqft
1st Floor Area	982 sqft
Upper Floors Area	840 sqft
Attic Area	294 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,028 sqft (0.184 acres)
Lot Dimensions	155 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	509 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1820 E 13TH ST
City	DES MOINES
State	IA
Zip	50316-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 UNION ADDITION
Legal Range	24W
Legal Township	79N
Legal Section	35
Legal Subdivision	UNION ADD
Legal Lot Number	63
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2029
Census Tract	1500

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1820 E 13TH ST, DES MOINES, IA 50316-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
May 11, 2018	Warranty Deed, Transfer NOT AVAILABLE
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FIN
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FIN
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD FIN
Aug 4, 2017	Deed of Trust, Mortgage · Conventional with PMI NEIGHBORHOOD FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Feb 20, 2015 · Amount on Record
Deed Document Number	2021-00039635
Deed Book / Page	18479 / 834
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 16, 2021
Property Address	1820 E 13TH ST, DES MOINES, IA 50316-2014
Document Number	202100039635
Book / Page	18479 / 834
Instrument Date	Apr 13, 2021
Instrument	2021-00039635
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1820 E 13TH ST, DES MOINES, IA 50316-2014

Mortgage

Document Number	202100039637
Date	Apr 16, 2021
Instrument	2021-00039637

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 11, 2018
Property Address	1820 E 13TH ST, DES MOINES, IA 50316-2014
Document Number	0000087011
Book / Page	016917 / 000432
Instrument Date	May 8, 2018
Instrument	87011
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$219.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5501 SW 14TH ST DES MOINES IA 503154812, DES MOINES, IA 50315-4812

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1820 E 13TH ST, DES MOINES, IA 50316-2014
Document Number	0000011906
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 E 13TH ST DES MOINES IA 503162014, DES MOINES, IA 50316-2014

Mortgage

Document Number	0000011906
Date	Aug 9, 2017
Book Page	016598/000813
Instrument	11906

Lender

Name	NEIGHBORHOOD FIN
Type	Funding / Finance Company
Address	DES MOINES, IA 50314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 8, 2022

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1820 E 13TH ST, DES MOINES, IA 50316-2014
Document Number	0000011905
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 E 13TH ST DES MOINES IA 503162014, DES MOINES, IA 50316-2014

Mortgage

Document Number	0000011905
Date	Aug 9, 2017
Book Page	016598/000807
Instrument	11905

Lender

Name	NEIGHBORHOOD FIN
Type	Funding / Finance Company
Address	DES MOINES, IA 50314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2027

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1820 E 13TH ST, DES MOINES, IA 50316-2014
Document Number	0000011904
Book / Page	016598 / 000802
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 E 13TH ST DES MOINES IA 503162014, DES MOINES, IA 50316-2014

Mortgage

Document Number	0000011904
Date	Aug 9, 2017
Book Page	016598/000802
Instrument	11904

Lender

Name	NEIGHBORHOOD FIN
Type	Funding / Finance Company
Address	DES MOINES, IA 50314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2027

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1820 E 13TH ST, DES MOINES, IA 50316-2014
Document Number	0000011903
Book / Page	016598 / 000791
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 E 13TH ST DES MOINES IA 503162014, DES MOINES, IA 50316-2014

Mortgage

Document Number	0000011903
Date	Aug 9, 2017
Book Page	016598/000791
Instrument	11903

Lender

Name	NEIGHBORHOOD FIN
Type	Funding / Finance Company
Address	DES MOINES, IA 50314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,400 (+12.51%) Land $32,400 Building $214,000	$246,400 (+12.51%) Land $32,400 Building $214,000
2024	$4,192.00 (+4.07%)
2023		$219,000 Land $28,600 Building $190,400	$219,000 Land $28,600 Building $190,400
2020	$4,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1998–2019)
Claims Outside the SFHA	18 of 20
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 13 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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