Banks County property record for 1820 Duncan Rd, Commerce, GA 30530
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,768 sqft · built 1981 |
| Lot Size | 26.1 acres (1,139,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,916 (May 2013) |
| Tax Bill | $4,225 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B85E057 |
| Primary APN | B85E057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Heated Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,139,094 sqft (26.1 acres) |
| Garage Area | 1,080 sqft |
| Porch | Slab |
| Porch Area | 1,786 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 2408 |
|---|---|
| Street Address | 1820 DUNCAN RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ARR |
| Legal Description | GMD 207 H/L PB18-114 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970400 |
1820 Duncan Rd, a rural home, is owned and occupied by two individuals who bought it in May 2013.
Source: Banks County records, as of November 14, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1820 DUNCAN RD, COMMERCE, GA 30530-7017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2013 · Amount on File |
| Deed Sale | May 3, 2013 · Amount on File |
| Prior Sale | Dec 16, 2011 |
| Deed Document Number | 2013334 |
| Deed Book / Page | 388 / 826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 1820 DUNCAN RD, COMMERCE, GA 30530-7017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1820 DUNCAN RD, COMMERCE, GA 30530-7017 |
| Document Number | 0000000491/0000000835 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 0000000491/0000000835 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 1820 Duncan Rd was $4,225 with a homeowner's exemption.
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,225.00 Homeowner's exemption | $221,396 Land $105,136 Building $116,260 | $553,491 Land $262,840 Building $290,651 |
| 2023 | $3,055.00 (+6.78%) Homeowner's exemption | $170,102 (+23.1%) Land $83,680 Building $86,422 | $425,254 (+23.1%) Land $209,200 Building $216,054 |
| 2022 | $2,861.00 Homeowner's exemption | $138,181 Land $61,492 Building $76,689 | $345,453 Land $153,731 Building $191,722 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1820 Duncan Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1820 Duncan Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Cable in parts of the area | 200 / 20 |
May also be available: T-Mobile, TruVista Communications, Verizon.
5G and 4G LTE (outdoors only)
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