1820 Creekside Dr, Norman, OK 73071 Property Records

Cleveland County property record for 1820 Creekside Dr, Norman, OK 73071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,492 sqft · built 2004
Lot Size0.177 acres (7,710 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Aug 2023)
Tax Bill$3,302 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2023 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APNR0128235

Property Details

APN / Parcel Number

Primary APNR0128235
Alternative APNs
  • NC29WODC7 1 16001
  • 128235

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,492 sqft Living Area
Gross Area1,930 sqft
1st Floor Area1,492 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeSteel Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,710 sqft (0.177 acres)
Garage TypeAttached
Garage Area438 sqft
PorchPorch
Porch Area80 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number128235
Street Address1820 CREEKSIDE DR
CityNORMAN
StateOK
Zip73071-1303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODCREEK 7 LOT 16 BLOCK 1
Legal Range02W
Legal Township08
Legal Section04
Legal SubdivisionWOODCREEK
Legal Block1
Legal Lot Number16
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group2
Census Block2000
Census Tract201303

Owner

1820 Creekside Dr is owned and occupied by an individual who bought it in August 2023.

Source: Cleveland County records, as of May 15, 2026

Owner of RecordIndividual Name on File
Mailing Address1820 CREEKSIDE DR, NORMAN, OK 73071-1303
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORPORATION
Aug 7, 2023Warranty Deed, Transfer · FHA Mortgage
AMCAP MORTGAGE LTD
Nov 17, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUE SKY CU
Nov 17, 2021Correction Deed
FIRST AMERICAN TITLE
Nov 17, 2021Affidavit of Death of Trustee, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jun 28, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 5, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Sep 19, 2018Trustee's Deed, Construction Loan · Line of Credit
ARVEST MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2023 · Amount on File
Deed SaleAug 7, 2023 · Amount on File
Prior SaleNov 17, 2021 · Amount on File
Deed Document Number202321476
Deed Book / Page6576 / 1450
Prior Transfer DateNov 9, 2021
Prior Transfer DocR202149134
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Recording DateMay 6, 2026
Property Address1820 CREEKSIDE DR, NORMAN, OK 73071-1303
Document Number0000012936
Book / Page6960 / 509
Instrument DateApr 29, 2026
Instrument202612936
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 CREEKSIDE DR, NORMAN, OK 73071-1303

Mortgage

Document Number0000012936,
DateMay 6, 2026
Book Page6960/509
Instrument202612936
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term330 Months
DueNov 1, 2053
Interest
Rate6.46%
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateAug 7, 2023
Property Address1820 CREEKSIDE DR, NORMAN, OK 73071-1303
Document NumberR202321476
Book / Page6576 / 1450
Instrument DateAug 3, 2023
InstrumentR 2023 21476
Transaction TypeTransfer
Record UpdatedFeb 9, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 CREEKSIDE DR, NORMAN, OK 73071-1303

Mortgage

Document NumberR202321477
DateAug 7, 2023
InstrumentR 2023 21477
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateNov 17, 2021
Property Address1820 CREEKSIDE DR, NORMAN, OK 73071-1303
Document NumberR202149135
Book / Page6344 / 795
Instrument DateNov 9, 2021
InstrumentR 2021 49135
Transaction TypeTransfer
Record UpdatedFeb 9, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$294.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8704 SW GENN PL, OKLAHOMA CITY, OK 73169

Mortgage

Document NumberR202149136
DateNov 17, 2021
InstrumentR 2021 49136
Lender
NameTRUE SKY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

November 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionCLEVELAND OK
Recording DateNov 17, 2021
Property Address1820 CREEKSIDE DR, NORMAN, OK 73071-1303
Document NumberR202149134
Book / Page6344 / 793
Instrument DateNov 9, 2021
InstrumentR 2021 49134
Record UpdatedFeb 9, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2021: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionCLEVELAND OK
Recording DateNov 17, 2021
Property Address1820 CREEKSIDE DR, NORMAN, OK 73071-1303
Document NumberR202149133
Book / Page6344 / 790
Instrument DateNov 9, 2021
InstrumentR 2021 49133
Transaction TypeTransfer
Record UpdatedFeb 9, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address7601 SCHOOL HOUSE LN, ROSEVILLE, CA 95747-8367

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLEVELAND OK
Recording DateJun 28, 2019
Property Address1820 CREEKSIDE DR, NORMAN, OK 73071-1303
Document Number0000019444
Book / Page005937 / 000007
Instrument DateJun 7, 2019
Instrument19444
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1357 TARMAN CIR NORMAN OK 730714845, NORMAN, OK 73071-4845

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateDec 5, 2018
Property Address1820 CREEKSIDE DR, NORMAN, OK 73071-1303
Document Number0000038247
Book / Page005870 / 000855
Instrument DateDec 3, 2018
Instrument38247
Transaction TypeTransfer
Record UpdatedDec 19, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$217.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1357 TARMAN CIR NORMAN OK 730714845, NORMAN, OK 73071-4845

September 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLEVELAND OK
Recording DateSep 19, 2018
Property Address1820 CREEKSIDE DR, NORMAN, OK 73071-1303
Book / Page005846 / 001075
Instrument DateSep 10, 2018
Instrument30087
Transaction TypeConstruction Loan
Record UpdatedOct 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1820 CREEKSIDE DR NORMAN OK 730711303, NORMAN, OK 73071-1303

Mortgage

Document Number0000030087
DateSep 19, 2018
Book Page005846/001075
Instrument30087
Lender
NameARVEST MTG
TypeMortgage Company
AddressNORMAN, OK 73069
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueSep 18, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1820 Creekside Dr was $3,302, up 6.8% from the year before.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,302.00 (+6.76%)$27,512 (+6.54%) Land $4,999 Building $22,513$246,439 (+14.52%) Land $44,779 Building $201,660
2024$3,093.00 (+7.62%)$25,824 (+7.88%) Land $4,001 Building $21,823$215,201 (+7.64%) Land $33,349 Building $181,852
2023$2,874.00 (+9.44%)$23,938 (+5%) Land $4,159 Building $19,779$199,927 (+5.23%) Land $34,738 Building $165,189
2022$2,626.00$22,798 Land $3,962 Building $18,836$189,988 Land $33,021 Building $156,967

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1820 Creekside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1820 Creekside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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