1820 Commodore Point Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1820 Commodore Point Dr, Fleming Island, FL 32003 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 1998
Square Footage3,132 sqft Living Area
Lot Size14,984 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2020)
Tax Bill$6,090.00 (2024)

Property Details

APN / Parcel Number

Primary APN32-04-26-021262-003-55

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms5 Rooms
Building Area3,132 sqft Living Area
Gross Area4,008 sqft Gross Area
1st Floor2,300 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area14,984 sqft (0.344 acres)
Depth X Width150 ft x 100 ft Depth x Width
Garage TypeAttached Garage
Garage Area876 sqft Garage
Pool Area1,710 sqft Pool
Patio Area90 sqft Patio
Porch Area225 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1820 COMMODORE POINT DR
CityFLEMING ISLAND
StateFL
Zip32003-7205
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 55 COMMODORE POINT AS REC OR 4318 PG 1413
Legal Range26E
Legal Township04S
Legal Section32
Legal SubdivisionCOMMODORE POINT
Legal Lot Number55
JurisdictionCLAY FL
Minor Civil DivisionORANGE PARK
Census Blockgroup2
Census Block2004
Census Tract30705

Owner

Source: Clay County records · APN 32-04-26-021262-003-55

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1820 COMMODORE POINT DR, FLEMING ISLAND, FL 32003-7205
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jun 16, 2020Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2020 · Amount on Record
Deed SaleJun 16, 2020 · Amount on Record
Prior SaleAug 18, 2016 · Amount on Record
Deed Doc Number202029607
Deed Book / Page4318 / 1413
Prior Transfer DateDec 21, 2011
Prior Transfer Doc0033671830
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1820 COMMODORE POINT DR, FLEMING ISLAND, FL 32003-7205
Transaction TypeMortgage
Record UpdatedMay 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 COMMODORE POINT DR, ORANGE PARK, FL 32003-7205

Mortgage

Document Number0045960064
DateApr 13, 2022
Book Page4596/64
Instrument2022023898
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMar 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 16, 2020
Property Address1820 COMMODORE POINT DR, FLEMING ISLAND, FL 32003-7205
Document Number0043181413
Book / Page4318 / 1413
Map ReferenceMB 25 PG 9-20
Instrument DateJun 12, 2020
Instrument2020029607
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyAMERICAS CHOICE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1877 BRECKENRIDGE BLVD, 1877, MIDDLEBURG, FL 32068-6731

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 COMMODORE POINT DR, FLEMING ISLAND, FL 32003-7205

Mortgage

Document Number0043181416
DateJun 16, 2020
Instrument4318/1416
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,138.00 (+17.21%) Homeowner's exemption$508,163 (+17.56%)$674,633 (+11.71%) Land $100,000 Building $574,633
2024$6,090.00 (-13.49%)
2023$7,040.00 (+5.52%) Homeowner's exemption$432,269 (+3%)$603,909 (+22.36%) Land $100,000 Building $503,909
2022$6,672.00 Homeowner's exemption$419,679$493,552 Land $82,000 Building $411,552

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 4% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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