1820 Clyde Rd, Madison, OH 44057 Property Records

Lake County property record for 1820 Clyde Rd, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 830 sqft · built 1951
Lot Size	0.164 acres (7,131 sqft)
Owner	Individual Name on File
Tax Bill	$3,701 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-B-112-A-03-036-0`

Property Details

APN / Parcel Number

Primary APN	`01-B-112-A-03-036-0`
Alternative APN	`B 217`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	830 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,131 sqft (0.164 acres)
Lot Dimensions	115 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	102 sqft
Patio Area	204 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1820 CLYDE RD
City	MADISON
State	OH
Zip	44057-1888
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 17 TRACT 4, LOTS 1, 2, 11 & 12 TRACT 2 S/L 148 & 149 & 150
Legal Subdivision	MADISON GOLF LAKELANDS
Legal Tract	4,2
Legal Block	1
Legal Lot Number	148
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1005
Census Tract	205701

Owner

1820 Clyde Rd is owned and occupied by an individual.

Source: Lake County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1820 CLYDE RD, MADISON, OH 44057-1888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit ANDOVER BANK
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Jul 6, 2026
Property Address	1820 CLYDE RD, MADISON, OH 44057-1888
Document Number	0000014676
Instrument Date	Jul 3, 2026
Instrument	202614676
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 CLYDE RD, MADISON, OH 44057-1888

Mortgage

Document Number	0000014676,
Date	Jul 6, 2026
Instrument	202614676

Lender

Name	ANDOVER BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1820 CLYDE RD, MADISON, OH 44057-1888
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006262
Date	Mar 1, 2022
Instrument	2022R006262

Lender

Name	THE ANDOVER BANK
Type	Bank
Address	GENEVA, OH 44041

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 5, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,460 Land $11,910 Building $26,550	$109,880 Land $34,030 Building $75,850
2023	$3,701.00 (-16.13%) Homeowner's exemption	$33,300 (-) Land $9,620 Building $23,680
2022	$4,413.00	$33,300 Land $9,620 Building $23,680
2021			$95,150 Land $27,490 Building $67,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1820 Clyde Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1820 Clyde Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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