1820 Clay St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 1820 Clay St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,381 sqft · built 1917
Lot Size	0.168 acres (7,300 sqft)
Owner	Company Name on File
Tax Bill	$648 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2020 Mortgage + 1 more
APN	`06-2.0-09-002-004-060.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-002-004-060.000`

Interior

Building Area	1,381 sqft Base Area
1st Floor Area	1,381 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	7,300 sqft (0.168 acres)
Lot Dimensions	182 ft deep x 40 ft wide

Location & Zoning

Street Address	1820 CLAY ST
City	SAINT JOSEPH
State	MO
Zip	64501-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:KEMPER'S LOT:5 BLK:2LGL DESC:E 40'
Legal Subdivision	KEMPERS
Legal Block	2
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Harris Addition Historic District listed 2003 · 312 contributing resources · NRIS 01000723

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buchanan County assessment roll, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	518 W KANSAS ST, LIBERTY, MO 64068-2125
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer ST JOSEPH TITLE
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK
Jun 20, 2019	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2026
Deed Sale	May 13, 2026
Prior Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	20263729
Deed Book / Page	3818 / 502
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	003738/626
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 13, 2026
Property Address	1820 CLAY ST, SAINT JOSEPH, MO 64501-2045
Document Number	0000003729
Book / Page	3818 / 502
Instrument Date	May 12, 2026
Instrument	20263729
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ST JOSEPH TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	518 W KANSAS ST, LIBERTY, MO 64068-2125
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 22, 2020
Property Address	1820 CLAY ST, SAINT JOSEPH, MO 64501-2045
Document Number	003753/536
Book / Page	3753 / 536
Instrument Date	Sep 4, 2020
Instrument	2020008716
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 CLAY ST, SAINT JOSEPH, MO 64501-2045

Mortgage

Document Number	2020008718
Date	Sep 22, 2020
Instrument	2020008718

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 20, 2019
Property Address	1820 CLAY ST, SAINT JOSEPH, MO 64501-2045
Document Number	003738/626
Book / Page	3738 / 626
Instrument Date	Jun 19, 2019
Instrument	2019005047
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15949 PRIVATE DRIVE 4123, 15949, AMAZONIA, MO 64421-9197

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$648.00 (+0.15%)	$9,030 (+0.67%) Land $1,520 Building $7,510	$47,540 (+0.72%) Land $8,000 Building $39,540
2024	$647.00 (+9.85%)
2023	$589.00 (-0.67%)	$8,970 (-) Land $1,520 Building $7,450	$47,200 (-) Land $8,000 Building $39,200
2022	$593.00	$8,970 Land $1,520 Building $7,450
2021			$47,200 Land $8,000 Building $39,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1993–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
United Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Broadband Fixed Wireless	150 / 20

May also be available: AT&T.

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