Grundy County property record for 1820 Charles St, Morris, IL 60450
| Property Type | Single Family Home |
|---|---|
| Details | 2,504 sqft · built 1987 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Jun 2019) |
| Tax Bill | $9,455 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-33-331-007 |
| Primary APN | 02-33-331-007 |
|---|
| Building Area | 2,504 sqft Total Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 33,541 sqft (0.77 acres) |
| Street Address | 1820 CHARLES ST |
|---|---|
| City | MORRIS |
| State | IL |
| Zip | 60450-1153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMON ACRES 3RD ADD LT 32 SEC 33-34-7 |
| Legal Range | 07W |
| Legal Township | 34N |
| Legal Section | 33 |
| Legal Subdivision | HARMON ACRES THIRD ADDITION |
| Legal Lot Number | 32 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | SARATOGA |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 200 |
Source: Grundy County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1820 CHARLES ST, MORRIS, IL 60450-1153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 3, 2019 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on Record |
| Deed Sale | Jun 3, 2019 · Amount on Record |
| Deed Document Number | 2019584795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 1820 CHARLES ST, MORRIS, IL 60450-1153 |
| Document Number | 0000590687 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1820 CHARLES ST MORRIS IL 604501153, MORRIS, IL 60450-1153 |
| Document Number | 0000590687 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 590687 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Jun 3, 2019 |
| Property Address | 1820 CHARLES ST, MORRIS, IL 60450-1153 |
| Document Number | 0000584795 |
| Instrument Date | May 17, 2019 |
| Instrument | 584795 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1507 E ARMOUR RD BOURBONNAIS IL 609144487, BOURBONNAIS, IL 60914-4487 |
| Document Number | 584796 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 584796 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2049 |
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Saratoga Township |
| Municipality | Morris City |
| Secondary School District | Morris Community High School District 101 (09 - 12) |
| Elementary School District | Saratoga Community Consolidated School District 60C (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,455.00 (+1,798.59%) | $130,288 (+21.01%) Land $21,235 Building $109,053 | $390,864 (+21.01%) Land $63,705 Building $327,159 |
| 2022 | $498.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $107,669 Land $17,549 Building $90,120 | $323,007 Land $52,647 Building $270,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2008–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRIS serves 14,775 people · EPA ID IL0630600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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