1820 Benedict Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1820 Benedict Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1974
Lot Size	0.926 acres (40,336 sqft)
Owner	Individual Name on Record
Last Sale	$39,750 (Sep 2026)
Tax Bill	$3,603 (2026)
Deeds & Mortgages	Sep 2026 Sale Oct 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-022766`

Property Details

APN / Parcel Number

Primary APN	`06-022766`
Alternative APNs	`6022766` `022766`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,336 sqft (0.926 acres)

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	456 sqft
Shed	1 Shed
Shed Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	022766
Street Address	1820 BENEDICT RD
City	WESTMINSTER
State	MD
Zip	21157-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 6 - 40336 SQ FT 1820 BENEDICT RD 12-34 BENEDICT WOODS SEC 2
Legal Subdivision	BENEDICT WOODS SEC 02
Legal Lot Number	6
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	1
Census Block	1008
Census Tract	506102

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1820 BENEDICT RD, WESTMINSTER, MD 21157-3403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed, Transfer LIBERTY TITLE
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Sep 19, 2023	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 9, 2023	Deed, Transfer · Stand-Alone First Mortgage JOHN D EUBANK ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Sep 19, 2023 · Amount on Record
Deed Book / Page	11862 / 387
Prior Transfer Date	Aug 12, 2026
Prior Transfer Doc	1186000387
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 14, 2026
Property Address	1820 BENEDICT RD, WESTMINSTER, MD 21157-3403
Document Number	1186000387
Book / Page	11862 / 387
Instrument Date	Aug 12, 2026
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$40,147.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1820 BENEDICT RD, WESTMINSTER, MD 21157-3403

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Oct 8, 2026
Property Address	1820 BENEDICT RD, WESTMINSTER, MD 21157-3403
Document Number	1187000476
Book / Page	11879 / 476
Instrument Date	Aug 12, 2026
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 BENEDICT RD, WESTMINSTER, MD 21157-3403

Mortgage

Document Number	1187000476,
Date	Oct 8, 2026
Book Page	11879/476

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 19, 2023
Property Address	1820 BENEDICT RD, WESTMINSTER, MD 21157-3403
Document Number	0111160392
Book / Page	11116 / 392
Map Reference	MB 12 FO 34
Instrument Date	Sep 18, 2023
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	NOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12426 KORXIRUP DRIVE, FULTON, MD 20759

Mortgage

Document Number	0111160400
Date	Sep 19, 2023
Instrument	11116-0400

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 9, 2023
Property Address	1820 BENEDICT RD, WESTMINSTER, MD 21157-3403
Document Number	0110470461
Book / Page	11047 / 461
Map Reference	MB 12 FO 34
Instrument Date	May 31, 2023
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	NOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14420 ALBEMARLE POINT PL STE 150, 150, CHANTILLY, VA 20151-1690
Investor	Possibly a Property Investor

Mortgage

Document Number	0110470466
Date	Jun 9, 2023
Instrument	11047-0466

Lender

Name	JOHN D EUBANK ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,603.00 (+16.26%)	$316,433 (+31.92%)	$406,500 (+49.78%) Land $144,000 Building $262,500
2025	$3,099.00 (+14.35%)
2023	$2,710.00 (+7.03%)	$239,867 (+7.04%)	$271,400 (+21.11%) Land $124,000 Building $147,400
2022	$2,532.00 Homeowner's exemption	$224,100 Land $124,000 Building $100,100	$224,100 Land $124,000 Building $100,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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