1820 Beach Dr, Crystal, MI 48818 Property Records

Montcalm County property record for 1820 Beach Dr, Crystal, MI 48818

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1986
Lot Size	0.444 acres (19,345 sqft)
Owner	Individual Name on Record
Last Sale	$115,500 (Mar 2020)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Nov 2021 Refinance Mar 2020 Sale & Mortgage + 1 more
APN	`005-680-021-00`

Property Details

APN / Parcel Number

Primary APN	`005-680-021-00`

Interior

Full Baths	1 Bath
Building Area	988 sqft Building Perimeter
1st Floor Area	988 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	19,345 sqft (0.444 acres)
Lot Dimensions	132 ft deep x 109 ft wide
Garage Area	520 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1820 BEACH DR
City	CRYSTAL
State	MI
Zip	48818-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 EX BEG AT NE COR THEREOF, TH S 12 DEG 9' 45" E 125 FT, NWLY TO A POINT ON W LINE OF SD LOT 100 FT S OF NW COR, N TO NW
Legal Subdivision	WATERVIEW HEIGHTS
Legal Lot Number	21
Jurisdiction	MONTCALM MI
Township / Civil Division	CRYSTAL
Census Block Group	1
Census Block	1005
Census Tract	970900

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1820 BEACH DR, CRYSTAL, MI 48818-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Mar 11, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 12, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	20203378
Prior Transfer Date	Jul 23, 2012
Prior Transfer Doc	01551/00531
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	1820 BEACH DR, CRYSTAL, MI 48818-9780
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R15741
Date	Nov 9, 2021
Instrument	2021R-15741

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Mar 11, 2020
Property Address	1820 BEACH DR, CRYSTAL, MI 48818-9780
Document Number	2020R03378
Instrument Date	Mar 3, 2020
Instrument	2020R-03378
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 ELMWOOD ST APT 101, 101, GREENVILLE, MI 48838-3510

Mortgage

Document Number	2020R03379
Date	Mar 11, 2020
Instrument	2020R-03379

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	2020R03378
Date	Mar 11, 2020
Instrument	2020R-03378

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Oct 12, 2017
Property Address	1820 BEACH DR, CRYSTAL, MI 48818-9780
Document Number	2017/11113
Book / Page	2017 / 11113
Instrument Date	Aug 7, 2017
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1463 N SAXONY DR SE, 1463, GRAND RAPIDS, MI 49508-3616

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1820 BEACH DR, CRYSTAL, MI 48818-9780

Mortgage

Document Number	2017/11114
Date	Oct 12, 2017
Book Page	2017/11114

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Crystal Township
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,200 (+16.73%)	$174,400 (+16.73%)
2025	$2,238.00 (+1.91%)	$74,700 (+22.06%)	$149,400 (+144.12%)
2024	$2,196.00
2023		$61,200	$61,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CMS Internet Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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