1820 Arctic Ct, Laredo, TX 78045 Property Records

Webb County property record for 1820 Arctic Ct, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,783 sqft · built 2000
Lot Size	0.14 acres (6,114 sqft)
Owner	Individual Name on Record
Last Sale	$243,353 (Jun 2026)
Tax Bill	$922 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`985-81008-100`

Property Details

APN / Parcel Number

Primary APN	`985-81008-100`
Alternative APN	`255350`

Interior

Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,399 sqft
1st Floor Area	1,783 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,114 sqft (0.14 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	184 sqft

Location & Zoning

Street Address	1820 ARCTIC CT
City	LAREDO
State	TX
Zip	78045-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VILLAGE HEIGHTS UNIT IV, BLOCK 8, LOT 10
Legal Subdivision	VILLAGE HEIGHTS UNIT IV
Legal Block	8
Legal Lot Number	10
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1005
Census Tract	1725

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1820 ARCTIC CT, LAREDO, TX 78045-8417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 1, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 2, 2025	Warranty Deed, Transfer LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Dec 2, 2025
Deed Document Number	20261588976
Deed Book / Page	6048 / 851
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1820 ARCTIC CT, LAREDO, TX 78045-8417
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004514/646
Date	Dec 3, 2018
Book Page	4514/646
Instrument	1346127

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	186 Months
Due	Jun 1, 2034

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1820 ARCTIC CT, LAREDO, TX 78045-8417
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 ARCTIC CT, LAREDO, TX 78045-8417

Mortgage

Document Number	005566/201
Date	Nov 28, 2023
Book Page	5566/201
Instrument	1516304

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Jun 1, 2026
Property Address	1820 ARCTIC CT, LAREDO, TX 78045-8417
Document Number	0001588976
Book / Page	6048 / 851
Instrument Date	May 28, 2026
Instrument	20261588976
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 ARCTIC CT, LAREDO, TX 78045-8417
Investor	Possibly a Property Investor

Mortgage

Document Number	0001588977,
Date	Jun 1, 2026
Instrument	20261588977

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Dec 2, 2025
Property Address	1820 ARCTIC CT, LAREDO, TX 78045-8417
Document Number	005948/328
Book / Page	5948 / 328
Map Reference	VOL 20 PG 62
Instrument Date	Nov 25, 2025
Instrument	1574204
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 LORETO DR, LAREDO, TX 78045-6326

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,592 (-0.66%) Land $85,347 Building $178,245	$263,592 (-0.66%) Land $85,347 Building $178,245
2025	$922.00 (-7.06%) Homeowner's exemption Senior Citizen's exemption	$265,349 (+12.25%) Land $85,347 Building $180,002	$265,349 (+12.25%) Land $85,347 Building $180,002
2024	$992.00
2023		$236,392 Land $69,207 Building $167,185	$236,392 Land $69,207 Building $167,185
2022	$992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Smartcom Telephone.

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